4305 Melissa Dr, Laredo, TX 78046 Property Records

Webb County property record for 4305 Melissa Dr, Laredo, TX 78046

Property Summary

Property Type	Single Family Home
Details	1,371 sqft · built 2017
Lot Size	0.113 acres (4,908 sqft)
Owner	Individual Name on Record
Last Sale	$202,300 (Oct 2021)
Tax Bill	$968 (2024)
Deeds & Mortgages	Aug 2021 Mortgage Oct 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`953-22001-200`

Property Details

APN / Parcel Number

Primary APN	`953-22001-200`
Alternative APN	`560240`

Interior

Stories	1 Story
Building Area	1,371 sqft Living Area
1st Floor Area	1,371 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Exterior Material	Stucco
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	4,908 sqft (0.113 acres)
Porch	Open Porch
Porch Area	96 sqft

Location & Zoning

Street Address	4305 MELISSA DR
City	LAREDO
State	TX
Zip	78046-5770
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CUATRO VIENTOS SUR, BLOCK 1, LOT 20, PHASE VI
Legal Subdivision	CUATRO VIENTOS SUR
Legal Phase	VI
Legal Block	1
Legal Lot Number	20
Jurisdiction	WEBB TX
Township / Civil Division	LAREDO SOUTH-EL CENIZO
Census Block Group	1
Census Block	1008
Census Tract	1806

Owner

Source: Webb County records, as of October 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4305 MELISSA DR, LAREDO, TX 78046-5770
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 14, 2021	Vendor's Lien, Subdivision Related Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 17, 2017	Intrafamily Transfer, Subdivision Related Transfer · FHA Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 14, 2021 · Amount on Record
Deed Sale	Oct 14, 2021 · Amount on Record
Prior Sale	May 17, 2017 · Amount on Record
Deed Document Number	20211445273
Deed Book / Page	5131 / 454
Prior Transfer Date	Oct 8, 2021
Prior Transfer Doc	0001445273
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WEBB TX
Property Address	4305 MELISSA DR, LAREDO, TX 78046-5770
Transaction Type	Mortgage
Record Updated	Dec 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005090/222
Date	Aug 12, 2021
Book Page	5090/222
Instrument	1438698

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Sep 1, 2041

October 2021: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	WEBB TX
Recording Date	Oct 14, 2021
Property Address	4305 MELISSA DR, LAREDO, TX 78046-5770
Document Number	005131/454
Book / Page	5131 / 454
Map Reference	VOL 38 PG 17&18
Instrument Date	Oct 8, 2021
Instrument	1445273
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3618 OCTAVIA DR, EL CENIZO, TX 78046-5809

Mortgage

Document Number	0001445274
Date	Oct 14, 2021
Instrument	1445274

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2051

May 2017: Intrafamily Transfer, Subdivision Related Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WEBB TX
Recording Date	May 17, 2017
Property Address	4305 MELISSA DR, LAREDO, TX 78046-5770
Document Number	004237/425
Book / Page	4237 / 425
Map Reference	VOL 34 PG 7-9
Instrument Date	May 1, 2017
Instrument	1297388
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 29, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 MELISSA DR, LAREDO, TX 78046-5770

Mortgage

Document Number	0001297389
Date	May 17, 2017
Instrument	1297389

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Webb County assessment roll, as of October 20, 2025

Property Jurisdictions

Type	Name
State	Texas
Municipality	Laredo City
County	Webb County
Unified School District	United Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$203,940 (+11.52%) Land $54,184 Building $149,756	$203,940 (+11.52%) Land $54,184 Building $149,756
2024	$968.00 (-14.71%)
2023		$182,867 Land $31,608 Building $151,259	$182,867 Land $31,608 Building $151,259
2022	$1,135.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF LAREDO serves 260,046 people · EPA ID TX2400001
Water Source	Surface water
Last State Inspection	Aug 2023
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli not recorded as resolved · May 2026 Total trihalomethanes resolved · Jan 2017
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 662 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000

May also be available: AT&T, Smartcom Telephone, T-Mobile, Verizon.

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