4305 Guys Chewalla Rd, Ramer, TN 38367 Property Records

McNairy County property record for 4305 Guys Chewalla Rd, Ramer, TN 38367

Property Summary

Property TypeRural Home
Details2 ba · 1,488 sqft · built 1985
Lot Size24.6 acres (1,072,883 sqft)
OwnerIndividual Name on File
Last Sale$250,000 (Nov 2021)
Tax Bill$538 (2025)
Deeds & MortgagesJul 2026 Construction Loan
Nov 2021 Sale
Flood ZoneZone X (minimal risk)
APN055160 00600

Property Details

APN / Parcel Number

Primary APN055160 00600
Alternative APN
  • 160 00600

Interior

Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories2 Stories
Building Area1,488 sqft Living Area
1st Floor Area713 sqft
Upper Floors Area775 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1992
Exterior MaterialBrick
Foundation TypeFooting
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,072,883 sqft (24.6 acres)
TerrainRolling
Garage TypeUnfinished
Garage Area775 sqft
Parking Spaces3 Parking Spaces

Exterior Amenities

PorchPorch
Porch Area185 sqft
Deck Area512 sqft
Patio Area512 sqft
Utility Building1 sqft

Utilities, Heating & Cooling

Cooling SystemPackage A/C
Heating SystemHVAC
SewerConnected
Water SourceCommercial

Location & Zoning

Street Address4305 GUYS CHEWALLA RD
CityRAMER
StateTN
Zip38367-6133
Property CategoryResidential
Property TypeResidential > Single Family > Rural Home
Legal DescriptionDISTRICT: 6
JurisdictionMCNAIRY TN
Township / Civil Division5
Census Block Group1
Census Block1040
Census Tract930600

Owner

Source: McNairy County records · APN 055160 00600

Assessment roll updated May 20, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address4305 GUYS CHEWALLA RD, RAMER, TN 38367-6133
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jul 24, 2026Deed of Trust, Mortgage · Construction Mortgage
RIVER VALLEY AGCREDIT ACA
Nov 12, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleNov 12, 2021 · Amount on Record
Deed SaleNov 12, 2021 · Amount on Record
Prior SaleAug 11, 1998 · Amount on Record
Deed Document Number123894
Deed Book / Page10 / 1355
Record UpdatedSep 20, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCNAIRY TN
Recording DateJul 24, 2026
Property Address4305 GUYS CHEWALLA RD, RAMER, TN 38367-6133
Document Number0000146225
Book / Page39 / 1394
Instrument DateJul 17, 2026
Instrument2026146225
Transaction TypeMortgage
Record UpdatedAug 04, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000146225,
DateJul 24, 2026
Book Page39/1394
Instrument2026146225
Lender
NameRIVER VALLEY AGCREDIT ACA
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term120 Months
DueJun 01, 2036
Interest
Rate6.47%
Max Rate-1%

November 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMCNAIRY TN
Recording DateNov 12, 2021
Property Address4305 GUYS CHEWALLA RD, RAMER, TN 38367-6133
Document Number0000101355
Book / Page10 / 1355
Instrument DateNov 10, 2021
Instrument123894
Transaction TypeTransfer
Record UpdatedJun 20, 2022

Transaction

AmountAmount Recorded
Tax$925.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4305 GUYS CHEWALLA RD, RAMER, TN 38367-6133

Tax Assessment & Valuation

Source: McNairy County records · Assessment roll updated May 20, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateTennessee
CountyMcNairy County
Unified School DistrictMcNairy County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$538.00 Additional exemption filed$34,100 (-) Land $3,725 Building $30,375
2023$34,100 Land $3,725 Building $30,375
2022$538.00$178,400 Land $56,900 Building $121,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of December 2, 2008 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Wildfire

Wildfire RiskModerate
above 51% of the US · above 68% of Tennessee
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Starlink
Satellite
280 / 30

Based on FCC filings for 16 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemSELMER WATER SYSTEM
serves 20,648 people
Water SourceGroundwater
Last State InspectionSep 2024
Lead1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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