4305 E Bluegrass Dr, Muncie, IN 47303 Property Records

Delaware County property record for 4305 E Bluegrass Dr, Muncie, IN 47303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,386 sqft · built 1967
Lot Size	0.462 acres (20,125 sqft)
Owner	Individual Name on File
Last Sale	$159,700 (May 2020)
Tax Bill	$829 (2025)
Deeds & Mortgages	Nov 2017 Mortgage May 2020 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`18-07-13-201-013.000-006`

Property Details

APN / Parcel Number

Primary APN	`18-07-13-201-013.000-006`
Alternative APN	`0713201013000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,386 sqft Living Area
1st Floor Area	1,386 sqft

Exterior

Year Built	Built 1967
Effective Year Built	Effective 1980
Construction Type	Masonry / Concrete Block
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	20,125 sqft (0.462 acres)
Lot Dimensions	1,750 ft deep x 1,150 ft wide
Garage Type	Attached
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Heating System	Central
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	07 13 201 013 000
Street Address	4305 E BLUEGRASS DR
City	MUNCIE
State	IN
Zip	47303-9177
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	BLUE GRASS ESTATES REPLAT 0.0000ACRES STR: 132110 IN: 16 OUT:
Legal Subdivision	BLUEGRASS ESTATES SUB
Jurisdiction	DELAWARE IN
Township / Civil Division	HAMILTON
Census Block Group	1
Census Block	1030
Census Tract	2603

Owner

4305 E Bluegrass Dr is owned and occupied by an individual who bought it in May 2020.

Source: Delaware County records, as of June 26, 2026

Owner of Record	Individual Name on File
Mailing Address	4305 E BLUEGRASS DR, MUNCIE, IN 47303-9177
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 28, 2017	Deed of Trust, Mortgage · Conventional Mortgage KEY BANK NA
May 8, 2020	Warranty Deed, Transfer · Conventional Mortgage RUOFF MORTGAGE CO INC
Dec 5, 2018	Warranty Deed, Transfer · Conventional Mortgage FIRST MERCHANTS BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Prior Sale	Dec 5, 2018 · Amount on File
Deed Document Number	20205454
Record Updated	Sep 20, 2026

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DELAWARE IN
Property Address	4305 E BLUEGRASS DR, MUNCIE, IN 47303-9177
Transaction Type	Mortgage
Record Updated	Jun 9, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017R15609
Date	Nov 28, 2017
Instrument	2017R15609

Lender

Name	KEY BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Nov 22, 2042

Interest

Rate Type	Adjustable Rate

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	May 8, 2020
Property Address	4305 E BLUEGRASS DR, MUNCIE, IN 47303-9177
Document Number	2020R05454
Map Reference	PB 10 PG 36-37
Instrument Date	May 6, 2020
Instrument	2020R05454
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 E BLUEGRASS DR, MUNCIE, IN 47303-9177

Mortgage

Document Number	2020R05455
Date	May 8, 2020
Instrument	2020R05455

Lender

Name	RUOFF MORTGAGE CO INC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Interest

Rate Type	Fixed Rate

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DELAWARE IN
Recording Date	Dec 5, 2018
Property Address	4305 E BLUEGRASS DR, MUNCIE, IN 47303-9177
Document Number	2018R15705
Map Reference	PB 10 PG 36-37
Instrument Date	Nov 30, 2018
Instrument	2018R15705
Transaction Type	Transfer
Record Updated	Jun 9, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 E BLUEGRASS DR, MUNCIE, IN 47303-9177

Mortgage

Document Number	2018R15706
Date	Dec 5, 2018
Instrument	2018R15706

Lender

Name	FIRST MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 1, 2048

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

The 2025 property tax bill for 4305 E Bluegrass Dr was $829, up 12.8% from the year before.

Source: Delaware County assessment roll, as of June 26, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Delaware County
County Subdivision	Hamilton Township
Unified School District	Delaware Community School Corporation (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$829.00 (+12.79%)	$147,300 Land $19,400 Building $127,900	$147,300 Land $19,400 Building $127,900
2024	$735.00 (+1.24%)
2023	$726.00 (+0.69%)	$119,300 (-0.91%) Land $19,400 Building $99,900	$119,300 (-0.91%) Land $19,400 Building $99,900
2022	$721.00 (+20.97%)	$120,400 Land $19,400 Building $101,000	$120,400 Land $19,400 Building $101,000
2021	$596.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4305 E Bluegrass Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer, effective September 12, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2011)
Most Recent Claim	Feb 2011 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4305 E Bluegrass Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Indiana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Mercury Fiber, Verizon, Watch TV.

Nearby Properties on E Bluegrass Dr

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures