4305 Cottingham Dr, Hickory, NC 28602 Property Records

Catawba County property record for 4305 Cottingham Dr, Hickory, NC 28602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,330 sqft · built 2006
Lot Size	0.48 acres (20,909 sqft)
Owner	2 Individual Names on File
Last Sale	$440,000 (Nov 2022)
Tax Bill	$1,592 (2025)
Deeds & Mortgages	Nov 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`3700-15-63-9526`

Property Details

APN / Parcel Number

Primary APN	`3700-15-63-9526`
Alternative APN	`0602226`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,330 sqft Living Area
1st Floor Area	4,252 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Exterior Material	Brick
Lot Area	20,909 sqft (0.48 acres)
Lot Dimensions	155 ft deep x 120 ft wide
Terrain	Rolling
Garage Type	Attached
Garage Area	565 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	84 sqft
Patio Area	144 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Street Address	4305 COTTINGHAM DR
City	HICKORY
State	NC
Zip	28602-8983
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	LOT 15 PLAT 43-101
Legal Subdivision	BROOKSTONE
Legal Lot Number	15
Jurisdiction	CATAWBA NC
Township / Civil Division	HICKORY
Census Block Group	2
Census Block	2005
Census Tract	11801

Owner

Source: Catawba County assessment roll, as of August 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4305 COTTINGHAM DR, HICKORY, NC 28602-8983
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 17, 2022 · Amount on Record
Deed Sale	Nov 17, 2022 · Amount on Record
Prior Sale	Aug 17, 2006 · Amount on Record
Deed Document Number	202224545
Deed Book / Page	3780 / 1556
Prior Transfer Date	May 21, 2015
Prior Transfer Doc	0032910270
Record Updated	Sep 20, 2026

November 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CATAWBA NC
Recording Date	Nov 17, 2022
Property Address	4305 COTTINGHAM DR, HICKORY, NC 28602-8983
Document Number	0037801556
Book / Page	3780 / 1556
Map Reference	MB 43 PG 101-103
Instrument Date	Nov 11, 2022
Instrument	24545
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$880.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1817 MINNIS AVE, 1817, KNOXVILLE, TN 37920-3441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4305 COTTINGHAM DR, HICKORY, NC 28602-8983

Mortgage

Document Number	0000024546
Date	Nov 17, 2022
Instrument	24546

Lender

Name	ATLANTIC BAY MORTGAGE GROUP LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2052

Interest

Rate Type	Adjustable Rate
Rate	6.12%
Adjustable	Adjustable Rate Rider
Type Change Date	Dec 1, 2029
Change Frequency	Annually
Min Rate At Change	3%
Max Rate At Change	11.1%
Index	Other
Margin	3
Max Rate	11.1%

Tax Assessment & Valuation

Source: Catawba County assessment roll, as of August 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Catawba County
Unified School District	Catawba County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$399,600 (-) Land $19,100 Building $380,500
2025	$1,592.00 (-17.68%)	$399,600 (-) Land $19,100 Building $380,500
2024	$1,934.00 (+2.65%)
2023	$1,884.00	$399,600 Land $19,100 Building $380,500	$399,600 Land $19,100 Building $380,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 1, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	5 (2005–2019)
Claims Outside the SFHA	5 of 5
Most Recent Claim	Jun 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GREENBRIAR S/D WATER SYSTEM private · serves 158 people · EPA ID NC0118251
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 169 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
T-Mobile USA Fixed Wireless	100 / 20