4304 Windward Dr, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4304 Windward Dr, Saint Joseph, MO 64505

Property Summary

Property Type	Other
Details	1,554 sqft · built 2014
Lot Size	0.27 acres (11,761 sqft)
Owner	2 Individual Names on File
Tax Bill	$3,803 (2025)
Deeds & Mortgages	Nov 2020 Mortgage Feb 2017 Mortgage + 1 more
APN	`03-7.0-26-004-000-007.049`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-26-004-000-007.049`

Interior

Building Area	1,554 sqft Base Area
1st Floor Area	1,554 sqft

Exterior

Year Built	Built 2014
Effective Year Built	Effective 2014
Lot Area	11,761 sqft (0.27 acres)
Lot Dimensions	135 ft deep x 87.5 ft wide

Location & Zoning

Street Address	4304 WINDWARD DR
City	SAINT JOSEPH
State	MO
Zip	64505-2323
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CITY
Legal Description	26-58-35SESUB:GREYSTONE PLAT 1 AMENDED LOT 49: BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	26
Legal Subdivision	GREYSTONE PLAT 1 AMENDED
Legal Lot Number	49
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	100

Owner

4304 Windward Dr is owned by two individuals who acquired it in February 2017.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4304 WINDWARD DR, SAINT JOSEPH, MO 64505-2323
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 10, 2020	Deed of Trust, Mortgage · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Feb 10, 2017	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Feb 14, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 14, 2017
Deed Sale	Feb 14, 2017
Prior Sale	Mar 10, 2015
Deed Document Number	20171274
Record Updated	Sep 20, 2026

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4304 WINDWARD DR, SAINT JOSEPH, MO 64505-2323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 WINDWARD DR, SAINT JOSEPH, MO 64505-2323

Mortgage

Document Number	3755/479
Date	Nov 10, 2020
Book Page	3755/479
Instrument	2020010664

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company
Address	CARROLLTON, TX 75007

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2050

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4304 WINDWARD DR, SAINT JOSEPH, MO 64505-2323
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017001275
Date	Feb 10, 2017
Instrument	2017001275

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2047

Interest

Rate Type	Fixed Rate

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Feb 14, 2017
Property Address	4304 WINDWARD DR, SAINT JOSEPH, MO 64505-2323
Document Number	2017001274
Instrument Date	Feb 13, 2017
Instrument	2017001274
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 WINDWARD DR, SAINT JOSEPH, MO 64505-2323

Tax Assessment & Valuation

The 2025 property tax bill for 4304 Windward Dr was $3,803.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,803.00	$54,010 Land $10,450 Building $43,560	$284,280 Land $55,000 Building $229,280
2024	$3,803.00 (+14.69%)
2023	$3,316.00 (-0.72%)	$50,970 (-) Land $10,450 Building $40,520	$268,250 Land $55,000 Building $213,250
2022	$3,340.00	$50,970 Land $10,450 Building $40,520
2021			$268,250 Land $55,000 Building $213,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4304 Windward Dr; there have been 1 flood claim nearby since 2011.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4304 Windward Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 76% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 159 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber.

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