4304 Upper Lake Dr, Norman, OK 73072 Property Records

McClain County property record for 4304 Upper Lake Dr, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,371 sqft · built 1995
Lot Size0.759 acres (33,094 sqft)
Owner2 Individual Names on File
Tax Bill$3,490 (2025)
Flood ZoneZone X (minimal risk)
APN11783

Property Details

APN / Parcel Number

Primary APN11783
Alternative APN
  • 0CTL-00-001-022-0-000-00

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms10 Rooms
Stories2 Stories
Building Area3,371 sqft Living Area
1st Floor Area2,654 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1995
Effective Year BuiltEffective 1995
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Foundation TypeConcrete
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area33,094 sqft (0.759 acres)
Garage TypeAttached
Garage Area1,088 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area214 sqft
Patio Area447 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number11783
Street Address4304 UPPER LAKE DR
CityNORMAN
StateOK
Zip73072-9792
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 22 CRYSTAL LAKES -
Legal Range03W
Legal Township08N
Legal Section09
Legal SubdivisionCRYSTAL LAKES
Legal Block1
Legal Lot Number22
JurisdictionMCCLAIN OK
Township / Civil DivisionPURCELL
Census Block Group3
Census Block3020
Census Tract400204

Owner

4304 Upper Lake Dr is owned and occupied by two individuals.

Source: McClain County records, as of September 23, 2026

Owner of Record2 Individual Names on File
Mailing Address4304 UPPER LAKE DR, NORMAN, OK 73072-9792
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2025 property tax bill for 4304 Upper Lake Dr was $3,490, down 3.7% from the year before.

Source: McClain County assessment roll, as of January 21, 2026

Property Jurisdictions

TypeName
StateOklahoma
CountyMcClain County
MunicipalityNewcastle City
Unified School DistrictNorman Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$34,970 (+5%) Land $6,051 Building $28,919$317,909 (-34.42%) Land $55,005 Building $262,904
2025$3,490.00 (-3.67%)$33,304 (+5%) Land $5,762 Building $27,542$484,799 (+0.27%) Land $58,000 Building $426,799
2024$3,623.00 (+12.34%)$31,719 (+5%) Land $5,488 Building $26,231$483,477 (+4.6%) Land $58,000 Building $425,477
2023$3,225.00$30,208 Land $5,425 Building $24,783$462,229 Land $58,000 Building $404,229

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4304 Upper Lake Dr in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2022.

Source: FEMA National Flood Hazard Layer, effective November 16, 2007 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims1 (2022)
Most Recent ClaimJun 2022 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4304 Upper Lake Dr is moderate, ranking above 51% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 85% of Oklahoma
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGOLDSBY WATER AUTH TRUST
serves 2,000 people · EPA ID OK2004707
Water SourceGroundwater
Last State InspectionFeb 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Fiber
2,000 / 35
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · Fiber, DSL in parts of the area
100 / 20

Nearby Properties on Upper Lake Dr

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