4304 Thomas Ct, Bartow, FL 33830 Property Records

Polk County property record for 4304 Thomas Ct, Bartow, FL 33830

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 993 sqft · built 1977
Lot Size	0.318 acres (13,856 sqft)
Owner	2 Individual Names on Record
Last Sale	$95,500 (Aug 2005)
Tax Bill	$112 (2025)
Deeds & Mortgages	Oct 2019 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-29-13-359350-000920`

Property Details

APN / Parcel Number

Primary APN	`25-29-13-359350-000920`
Alternative APNs	`132925359350000920` `32925000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	993 sqft Living Area
1st Floor Area	993 sqft
Flooring	Terrazzo
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Other
Lot Area	13,856 sqft (0.318 acres)
Lot Dimensions	150 ft deep x 93 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	220 sqft
Carport	Carport
Carport Area	220 sqft

Exterior Amenities

Porch	Porch
Porch Area	60 sqft
Shed	1 Shed
Utility Building	81 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	4304 THOMAS CT
City	BARTOW
State	FL
Zip	33830-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	REPLAT OF A PART OF WHEELER HGTS UNIT NO 3 PB 63 PG 41 LOT 92
Legal Range	25E
Legal Township	29S
Legal Section	13
Legal Subdivision	WHEELER HEIGHTS #3 REPLAT OF A PT OF
Legal Tract	359350
Legal Block	1
Legal Lot Number	92
Legal Unit	3
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	1
Census Block	1007
Census Tract	14501

Owner

Source: Polk County records, as of September 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4304 THOMAS CT, BARTOW, FL 33830-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 16, 2005 · Amount on Record
Deed Sale	Aug 16, 2005 · Amount on Record
Deed Document Number	2005196395
Deed Book / Page	6347 / 1437
Record Updated	Oct 29, 2026

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK FL
Property Address	4304 THOMAS CT, BARTOW, FL 33830-9526
Document Number	0110462296
Instrument Date	Oct 21, 2019
Transaction Type	Mortgage
Record Updated	Dec 6, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN EQUITY LOAN SVC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4304 THOMAS CT BARTOW FL 338309526, BARTOW, FL 33830-9526

Mortgage

Document Number	0110462296
Date	Nov 19, 2019
Book Page	011046/002296
Instrument	246115

Lender

Name	DITECH FIN'L
Address	FORT WASHINGTON, PA 19034

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 18, 2049

Tax Assessment & Valuation

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$34,572 (+2.7%)	$155,982 (+2.76%) Land $17,500 Building $138,482
2025	$112.00 (-80.11%) Homeowner's exemption	$33,663 (+5.99%)	$151,791 (-3.01%) Land $17,500 Building $134,291
2023	$563.00 (+8.06%) Homeowner's exemption	$31,761 (+3%)	$156,500 (+17.88%) Land $17,000 Building $139,500
2022	$521.00 Homeowner's exemption	$30,836	$132,759 Land $14,000 Building $118,759

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	9 in force
Nearby Flood Claims	3 (2004–2022)
Most Recent Claim	Sep 2022 · rainfall accumulation
Claims by Event	Hurricane Frances, Sep 2004 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 71% of the US · above 53% of Florida
Wildfire Likelihood	0.3% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF BARTOW serves 21,501 people · EPA ID FL6530315
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	6 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Frontier.

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