4304 Stonegate Dr, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4304 Stonegate Dr, Saint Joseph, MO 64505

Property Summary

Property Type	Other
Details	1,587 sqft · built 2018
Lot Size	0.23 acres (10,019 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,400 (Jul 2020)
Tax Bill	$3,361 (2025)
Deeds & Mortgages	Apr 2020 Line of Credit Apr 2019 Mortgage + 4 more
APN	`03-7.0-26-004-000-007.071`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-26-004-000-007.071`

Interior

Building Area	1,587 sqft Base Area
1st Floor Area	1,587 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	10,019 sqft (0.23 acres)
Lot Dimensions	126 ft deep x 66.6 ft wide

Location & Zoning

Street Address	4304 STONEGATE DR
City	SAINT JOSEPH
State	MO
Zip	64505-8307
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CITY
Legal Description	26-58-35SESUB:GREYSTONE PLAT 1 LOT 71: BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	26
Legal Subdivision	GREYSTONE PLAT 1
Legal Lot Number	71
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2008
Census Tract	100

Owner

Source: Buchanan County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2020	Deed of Trust, Mortgage · Line of Credit COMMERCE BANK
Apr 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage FARMERS STATE BANK
Apr 14, 2020	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jul 24, 2020	Warranty Deed, Transfer · Conventional Mortgage COMMERCE BANK
Mar 27, 2020	Intrafamily Transfer, Transfer
May 10, 2018	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 24, 2020 · Amount on Record
Deed Sale	Jul 24, 2020 · Amount on Record
Prior Sale	May 10, 2018
Deed Document Number	20206337
Deed Book / Page	3751 / 172
Prior Transfer Date	Mar 16, 2020
Prior Transfer Doc	003747/202
Record Updated	Sep 20, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747/394
Date	Apr 3, 2020
Book Page	3747/394
Instrument	2020002540

Lender

Name	COMMERCE BANK
Type	Bank
Address	KANSAS CITY, MO 64106

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	119 Months
Due	Mar 25, 2030

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Transaction Type	Mortgage
Record Updated	Aug 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003734/673
Date	Apr 15, 2019
Book Page	3734/673
Instrument	2019002939

Lender

Name	FARMERS STATE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2049

Interest

Rate Type	Fixed Rate

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Transaction Type	Mortgage
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003747/725
Date	Apr 14, 2020
Book Page	3747/725
Instrument	2020002872

Lender

Name	COMMERCE BANK
Type	Bank
Address	SAINT JOSEPH, MO 64505

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jul 24, 2020
Property Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Document Number	003751/172
Book / Page	3751 / 172
Instrument Date	Apr 24, 2020
Instrument	2020006337
Transaction Type	Transfer
Record Updated	Aug 16, 2022
Title Company	FIRST AMERICAN TITLE, FIRST AMER TTL INS COMPAN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307

Mortgage

Document Number	2020006338
Date	Jul 24, 2020
Instrument	2020006338

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

March 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Mar 27, 2020
Property Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Document Number	003747/202
Book / Page	3747 / 202
Instrument Date	Mar 16, 2020
Instrument	2020002348
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Investor	Possibly a Property Investor

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 10, 2018
Property Address	4304 STONEGATE DR, SAINT JOSEPH, MO 64505-8307
Document Number	2018004154
Instrument Date	May 9, 2018
Instrument	2018004154
Transaction Type	Transfer
Record Updated	Aug 16, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4211 GREYSTONE DR, SAINT JOSEPH, MO 64505-8594

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,361.00 (+0.03%)	$47,640 (+5.75%) Land $10,450 Building $37,190	$250,740 (+5.75%) Land $55,000 Building $195,740
2024	$3,360.00 (+14.32%)
2023	$2,939.00 (-0.71%)	$45,050 (-) Land $10,450 Building $34,600	$237,100 (-) Land $55,000 Building $182,100
2022	$2,960.00	$45,050 Land $10,450 Building $34,600
2021			$237,100 Land $55,000 Building $182,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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