4304 Raines Dr, Mobile, AL 36609 Property Records

Mobile County property record for 4304 Raines Dr, Mobile, AL 36609

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,256 sqft · built 1988
Lot Size	0.2 acres (8,715 sqft)
Owner	Individual Name on File
Last Sale	$78,000 (Sep 2010)
Tax Bill	$475 (2025)
Deeds & Mortgages	Sep 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`R022808344003012`

Property Details

APN / Parcel Number

Primary APN	`R022808344003012`
Alternative APNs	`28 08 34 4 003 012.XXX` `00603608` `603608`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,256 sqft Living Area
1st Floor Area	1,256 sqft
Utility Room	Utility Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Brick
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	8,715 sqft (0.2 acres)
Garage Type	Carport
Garage Area	217 sqft
Carport	Carport
Carport Area	217 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	60 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	603608
Street Address	4304 RAINES DR
City	MOBILE
State	AL
Zip	36609-2135
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 12 MALIBAR HGTS SUBDIV 3RD UNIT MBK 11 P 104 #SEC 34 T4S R2W #MP28 08 34 4 003
Legal Range	04S
Legal Township	04S
Legal Section	34
Legal Subdivision	MALIBAR HGTS SUBDIV
Legal Lot Number	12
Jurisdiction	MOBILE AL
Township / Civil Division	TANNER WILLIAMS
Census Block Group	1
Census Block	1012
Census Tract	3707

Owner

4304 Raines Dr is owned and occupied by an individual who bought it in September 2010.

Source: Mobile County records, as of September 15, 2026

Owner of Record	Individual Name on File
Mailing Address	4304 RAINES DR, MOBILE, AL 36609-2135
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 3, 2010 · Amount on File
Deed Sale	Sep 3, 2010 · Amount on File
Prior Sale	Oct 17, 2005 · Amount on File
Deed Document Number	201051167
Deed Book / Page	6695 / 1262
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MOBILE AL
Property Address	4304 RAINES DR, MOBILE, AL 36609-2135
Transaction Type	Mortgage
Record Updated	Oct 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000055918
Date	Sep 11, 2020
Instrument	2020055918

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	301 Months
Due	Oct 1, 2045

Tax Assessment & Valuation

The 2025 property tax bill for 4304 Raines Dr was $475 with exemptions applied, up 1.1% from the year before.

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Mobile County
Municipality	Mobile City
Unified School District	Mobile County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$475.00 (+1.06%) Homeowner's exemption Senior Citizen's exemption	$9,190 (+10.86%) Land $2,000 Building $7,190	$91,900 (+10.86%) Land $20,000 Building $71,900
2024	$470.00 (+44.17%) Homeowner's exemption	$8,290 (+37.48%) Land $2,000 Building $6,290	$82,900 (+37.48%) Land $20,000 Building $62,900
2023	$326.00 Homeowner's exemption	$6,030 Land $1,950 Building $4,080	$60,300 Land $19,500 Building $40,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4304 Raines Dr in Zone X, an area of minimal flood risk, though there have been 30 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	5 in force
Nearby Flood Claims	30 (1979–2020)
Claims Outside the SFHA	25 of 30
Most Recent Claim	Jun 2020 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4304 Raines Dr is moderate, ranking above 46% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · above 51% of Alabama
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MOBILE, BD. OF W&S COMM. OF THE serves 279,000 people · EPA ID AL0001005
Water Source	Surface water
Last State Inspection	Sep 2023
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2023
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 322 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20