4304 Orchard Ln, Cincinnati, OH 45236 Property Records

Hamilton County property record for 4304 Orchard Ln, Cincinnati, OH 45236

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 960 sqft · built 1940
Lot Size	0.181 acres (7,884 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (May 2026)
Tax Bill	$3,383 (2025)
Deeds & Mortgages	May 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`609-0010-0029-00`

Property Details

APN / Parcel Number

Primary APN	`609-0010-0029-00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	1,747 sqft
1st Floor Area	787 sqft
Attic	Attic
Attic Area	173 sqft
Basement Area	787 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,884 sqft (0.181 acres)
Lot Dimensions	161 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	None
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4304 ORCHARD LN
City	CINCINNATI
State	OH
Zip	45236-3129
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ORCHARD LANE 50 X 161.14 LOT 169 CLIFFORD PL SUB
Legal Subdivision	CLIFFORD PL SUB
Legal Lot Number	169
Jurisdiction	HAMILTON OH
Township / Civil Division	DEER PARK
Census Block Group	1
Census Block	1005
Census Tract	23702

Owner

4304 Orchard Ln is owned and occupied by an individual who bought it in May 2026.

Source: Hamilton County records, as of June 22, 2026

Owner of Record	Individual Name on File
Mailing Address	PO BOX 2029, LAKE CITY, FL 32056-2029
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 11, 2026 · Amount on File
Deed Sale	May 11, 2026 · Amount on File
Prior Sale	Aug 31, 1999 · Amount on File
Deed Document Number	202636324
Deed Book / Page	15663 / 2191
Record Updated	Oct 29, 2026

May 2026: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HAMILTON OH
Recording Date	May 11, 2026
Property Address	4304 ORCHARD LN, CINCINNATI, OH 45236-3129
Document Number	0000036324
Book / Page	15663 / 2191
Instrument Date	Apr 30, 2025
Instrument	202636324
Transaction Type	Transfer
Record Updated	Jun 22, 2026
Title Company	TITLE 365, TITLE365

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$42,420.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000036325,
Date	May 11, 2026
Book Page	15663/2193
Instrument	202636325

Lender

Name	FIRST FEDERAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.38%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 4304 Orchard Ln was $3,383 with a homeowner's exemption, up 13.4% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	Deer Park City
Unified School District	Deer Park Community City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,383.00 (+13.41%) Homeowner's exemption	$56,459 (-) Land $13,797 Building $42,662	$161,310 Land $39,420 Building $121,890
2024	$2,983.00 (+1.29%) Homeowner's exemption	$56,459 (-) Land $13,797 Building $42,662
2023	$2,945.00 (-1.17%) Homeowner's exemption	$56,459 (+23.69%) Land $13,797 Building $42,662	$161,310 Land $39,420 Building $121,890
2022	$2,980.00 Homeowner's exemption	$45,644 Land $11,634 Building $34,010
2020			$130,410 Land $33,240 Building $97,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4304 Orchard Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4304 Orchard Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 85% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 710 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20