4304 Leal Dr, Lakeport, CA 95453 Property Records

Lake County property record for 4304 Leal Dr, Lakeport, CA 95453

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 2,628 sqft · built 1992
Lot Size21.9 acres (956,578 sqft)
Owner2 Individual Names on Record
Last Sale$874,000 (Oct 2022)
Tax Bill$10,049 (2026)
Deeds & MortgagesJan 2026 Line of Credit
Sep 2025 Mortgage
+ 4 more
Flood ZoneZone X (minimal risk)
APN015-011-010-000

Property Details

APN / Parcel Number

Primary APN015-011-010-000
Alternative APN
  • 015-011-01

Interior

Bedrooms4 Beds
Full Baths3 Baths
Total Rooms9 Rooms
Stories2 Stories
Building Area2,628 sqft Living Area

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 2012
Construction TypeWood
Lot Area956,578 sqft
Garage TypeAttached
Garage Area1,344 sqft
Parking Spaces5 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Old Parcel Number015-011-01
Street Address4304 LEAL DR
CityLAKEPORT
StateCA
Zip95453-7069
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRR
Legal Subdivision14-34, PARCEL MAP
Legal Block1
JurisdictionLAKE CA
Township / Civil DivisionLAKEPORT
Census Block Group1
Census Block1003
Census Tract300

Owner

Source: Lake County records, as of October 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on Record
Mailing AddressPO BOX 1688, KELSEYVILLE, CA 95451-1688
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 20, 2026Deed of Trust, Mortgage · Line of Credit
ALLIANT CU
Sep 22, 2025Deed of Trust, Mortgage · Conventional Mortgage
LOANDEPOT.COM LLC
Oct 18, 2022Grant Deed, Transfer · Conventional Mortgage
PREMIER LENDING INC
Aug 2, 2021Grant Deed, Transfer · VA Mortgage
KIND LENDING LLC
Dec 15, 2020Deed of Trust, Mortgage · Conventional Mortgage
AMERISAVE MORTGAGE CORP
Feb 28, 2019Grant Deed, Transfer
FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 18, 2022 · Amount on Record
Deed SaleOct 18, 2022 · Amount on Record
Prior SaleAug 2, 2021 · Amount on Record
Deed Document Number202214076
Record UpdatedOct 29, 2026

January 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address4304 LEAL DR, LAKEPORT, CA 95453-7069
Transaction TypeMortgage
Record UpdatedFeb 5, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 LEAL DR, LAKEPORT, CA 95453-7069

Mortgage

Document Number0000000513
DateJan 20, 2026
Instrument2026000513
Lender
NameALLIANT CU
TypeCredit Union
AddressCHICAGO, IL 60666
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueJan 19, 2056
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address4304 LEAL DR, LAKEPORT, CA 95453-7069
Transaction TypeMortgage
Record UpdatedOct 9, 2025
Title CompanyAMERICAN SW TITLE, AMERICAN COAST TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 LEAL DR, LAKEPORT, CA 95453-7069

Mortgage

Document Number0000009777
DateSep 22, 2025
Instrument2025009777
Lender
NameLOANDEPOT.COM LLC
TypeMortgage Company
AddressIRVINE, CA 92618
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055

October 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateOct 18, 2022
Property Address4304 LEAL DR, LAKEPORT, CA 95453-7069
Document Number0000014076
Map ReferenceMB 14 PG 34
Instrument DateOct 12, 2022
Instrument2022014076
Transaction TypeTransfer
Record UpdatedJan 19, 2023
Title CompanyFIRST AMERICAN TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property with Right of Survivorship
Address5500 GADDY LN UNIT 1688, 1688, KELSEYVILLE, CA 95451-2016

Mortgage

Document Number0000014077
DateOct 18, 2022
Instrument2022014077
Lender
NamePREMIER LENDING INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2052

Mortgage

Document Number0000014078
DateOct 18, 2022
Instrument2022014078
Lender
NameALASKA USA FCU
TypeCredit Union
AddressDAVIS, CA 95616
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueOct 17, 2052
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

August 2021: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateAug 2, 2021
Property Address4304 LEAL DR, LAKEPORT, CA 95453-7069
Document Number0000012673
Map ReferenceMB 14 PG 34
Instrument DateJul 24, 2021
Instrument2021012673
Transaction TypeTransfer
Record UpdatedJun 7, 2023
Title CompanyFIDELITY NATL TTL CO OF CA

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 LEAL DR, LAKEPORT, CA 95453-7069

Mortgage

Document Number0000012674
DateAug 2, 2021
Instrument2021012674
Lender
NameKIND LENDING LLC
TypeMortgage Company
AddressSANTA ANA, CA 92707
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueAug 1, 2051

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLAKE CA
Property Address4304 LEAL DR, LAKEPORT, CA 95453-7069
Transaction TypeMortgage
Record UpdatedMar 26, 2021
Title CompanySOLIDIFI

Transferred To (Grantee/Buyer)

NameVerified Name
Address4304 LEAL DR, LAKEPORT, CA 95453-7069

Mortgage

Document Number0000016258
DateDec 15, 2020
Instrument2020016258
Lender
NameAMERISAVE MORTGAGE CORP
TypeMortgage Company
AddressATLANTA, GA 30305
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term359 Months
DueNov 1, 2050

February 2019: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionLAKE CA
Recording DateFeb 28, 2019
Property Address4304 LEAL DR, LAKEPORT, CA 95453-7069
Document Number0000002433
Instrument DateFeb 10, 2019
Instrument2433
Transaction TypeTransfer
Record UpdatedMar 28, 2019
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$698.50
Amount AccuracyFull Value
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4303 LEAL DR LAKEPORT CA 95453, LAKEPORT, CA 95453

Tax Assessment & Valuation

Source: Lake County assessment roll, as of October 21, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyLake County
Unified School DistrictLakeport Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$10,049.00 (-3.34%) Homeowner's exemption$927,494 (+2%) Land $307,750 Building $619,744
2025$10,396.00 (+4.28%)$909,309 (+4.04%) Land $301,716 Building $607,593
2023$9,969.00 (+23.9%)$874,000 Land $290,000 Building $584,000
2022$8,046.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 9, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 10 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies10 in force
Nearby Flood Claims11 (1986–2024)
Claims Outside the SFHA1 of 11
Most Recent ClaimFeb 2024 · rainfall accumulation
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskVery High
above 90% of the US · above 72% of California
Wildfire Likelihood2% annual chance
ExposureDirect
burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
DigitalPath
Fixed Wireless
400 / 20
Starlink
Satellite
280 / 30
Valley Internet
Fixed Wireless
100 / 50
101Netlink
Fixed Wireless
100 / 20

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