4304 Lazy Oak Dr, Schertz, TX 78154 Property Records

Guadalupe County property record for 4304 Lazy Oak Dr, Schertz, TX 78154

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,866 sqft · built 1955
Lot Size0.224 acres (9,757 sqft)
Owner2 Individual Names on Record
Tax Bill$1,838 (2025)
Deeds & MortgagesOct 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN1G1865100000600000

Property Details

APN / Parcel Number

Primary APN1G1865100000600000
Alternative APNs
  • 000000031156
  • 000000200367
  • 31156

Interior

Full Baths1 Bath
Stories1 Story
Building Area1,866 sqft Living Area
Gross Area1,976 sqft
1st Floor Area1,112 sqft
Utility Area408 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialAsbestos
Roof TypeGable
Lot Area9,757 sqft (0.224 acres)
PorchCovered Porch
Porch Area16 sqft
Patio Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Water SourceCommercial

Location & Zoning

Street Address4304 LAZY OAK DR
CitySCHERTZ
StateTX
Zip78154-3601
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 6 BLK: ADDN: LAZY OAK #1 ABST: 245 MARTIN & WALKER 0.2240 AC.
Legal SubdivisionLAZY OAK #1
Legal Block1
Legal Lot Number6
JurisdictionGUADALUPE TX
Township / Civil DivisionSCHERTZ-CIBOLO
Census Block Group1
Census Block1027
Census Tract210711

Owner

Source: Guadalupe County records, as of August 12, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address4304 LAZY OAK DR, SCHERTZ, TX 78154-3601
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGUADALUPE TX
Property Address4304 LAZY OAK DR, SCHERTZ, TX 78154-3601
Document Number0000028682
Instrument DateOct 7, 2020
Transaction TypeMortgage
Record UpdatedOct 30, 2020
Title CompanySUCCESSION TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address4304 LAZY OAK DR SCHERTZ TX 781543601, SCHERTZ, TX 78154-3601

Mortgage

Document Number0000028682
DateOct 13, 2020
Instrument28682
Lender
NameRANDOLPH BROOKS FCU
TypeCredit Union
AddressUNIVERSAL CITY, TX 78148
Agreement
AmountAmount Recorded
Term180 Months
DueOct 12, 2035

Tax Assessment & Valuation

Source: Guadalupe County assessment roll, as of August 12, 2026

Property Jurisdictions

TypeName
StateTexas
CountyGuadalupe County
MunicipalitySchertz City
Unified School DistrictSchertz-Cibolo-Universal City Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$131,669 (-24.89%) Land $53,657 Building $78,012$131,669 (-45.49%) Land $53,657 Building $78,012
2025$1,838.00 (-5.4%) Homeowner's exemption$175,309 (-35.61%) Land $52,391 Building $189,157$241,548 (-11.28%) Land $52,391 Building $189,157
2024$1,943.00 (+16.56%)
2023$1,667.00 (-27.55%) Homeowner's exemption$272,268 Land $20,668 Building $251,600$272,268 Land $20,668 Building $251,600
2022$2,301.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies3 in force
Nearby Flood Claims1 (2009)
Claims Outside the SFHA1 of 1
Most Recent ClaimOct 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 97.9% of Texas
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SCHERTZ
serves 41,948 people · EPA ID TX0940003
Water SourceGroundwater
Last State InspectionJun 2023
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
DSL · Fiber in parts of the area
100 / 20

Nearby Properties on Lazy Oak Dr

Nearby Streets

Search Property Records by Address or Parcel Number