4304 Hwy 70 E, White Bluff, TN 37187 Property Records

Dickson County property record for 4304 Hwy 70 E, White Bluff, TN 37187

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,760 sqft · built 1993
Lot Size	0.677 acres (29,500 sqft)
Owner	Owner Name on File
Deeds & Mortgages	Mar 2024 Line of Credit Jul 2021 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`022096I E 00101`

Property Details

APN / Parcel Number

Primary APN	`022096I E 00101`
Alternative APN	`096I E 00101`

Interior

Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	2 Stories
Building Area	1,760 sqft Living Area
1st Floor Area	1,100 sqft
Upper Floors Area	1,100 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1993
Effective Year Built	Effective 2001
Exterior Material	Siding
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	29,500 sqft (0.677 acres)
Lot Dimensions	250 ft deep x 118 ft wide
Terrain	Rolling
Garage Type	Finished
Garage Area	432 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	336 sqft
Utility Building	1 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	4304 HIGHWAY 70 E
City	WHITE BLUFF
State	TN
Zip	37187-9213
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 12, COUNTY AREA: H03
Legal Subdivision	US HWY 70
Jurisdiction	DICKSON TN
Township / Civil Division	12
Census Block Group	3
Census Block	3003
Census Tract	60300

Owner

The current owner of 4304 Hwy 70 E acquired it in July 1992.

Source: Dickson County records, as of January 19, 2026

Owner of Record	Owner Name on File
Mailing Address	4304 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9213
Occupancy	Owner Occupied

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 20, 2024	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 16, 2021	Deed of Trust, Mortgage · Line of Credit US BANK NA
Sep 12, 2017	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Jul 10, 1992
Record Updated	Jun 8, 2026

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	4304 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9213
Transaction Type	Mortgage
Record Updated	Apr 4, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9213

Mortgage

Document Number	00V1570667
Date	Mar 20, 2024
Book Page	V1570/667
Instrument	362669

Lender

Name	US BANK NA
Type	Bank
Address	9380 EXCELSIOR BLVD, HOPKINS, MN 55343

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Mar 1, 2054

Interest

Change Frequency	Monthly

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	4304 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9213
Transaction Type	Mortgage
Record Updated	Jul 28, 2021
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9213

Mortgage

Document Number	V15202021
Date	Jul 16, 2021
Book Page	V1520/2021
Instrument	330106

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	120 Months
Due	Jul 5, 2031

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DICKSON TN
Property Address	4304 HIGHWAY 70 E, WHITE BLUFF, TN 37187-9213
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	V1306934
Date	Sep 12, 2017
Book Page	V1306/934
Instrument	280425

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 1, 2032

Tax Assessment & Valuation

Source: Dickson County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Dickson County
Municipality	White Bluff Town
Unified School District	Dickson County School District (PK - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$66,150 Land $15,425 Building $50,725
2024		$264,600 Land $61,700 Building $202,900

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4304 Hwy 70 E in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4304 Hwy 70 E is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 72% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WATER AUTH OF DICKSON COUNTY serves 68,675 people · EPA ID TN0000191
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 213 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ignite Broadband Fiber	2,500 / 2,500
Xfinity Cable	2,000 / 250

May also be available: Verizon.

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