4304 Co Rd 120, Saint Cloud, MN 56303 Property Records

Stearns County property record for 4304 Co Rd 120, Saint Cloud, MN 56303

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,216 sqft · built 1966
Lot Size	0.39 acres (16,988 sqft)
Owner	Individual Name on Record
Last Sale	$206,000 (Aug 2022)
Tax Bill	$2,938 (2026)
Deeds & Mortgages	Sep 2022 Sale Sep 2022 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`82-47187-0512`

Property Details

APN / Parcel Number

Primary APN	`82-47187-0512`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,216 sqft Living Area

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Metal
Roof Material	Asphalt
Lot Area	16,988 sqft (0.39 acres)
Lot Width	104 ft Width
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	4304 COUNTY ROAD 120
City	SAINT CLOUD
State	MN
Zip	56303-0375
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	LOT 006 BLK 002 GRAND TIERRA ADD SECTION 04 TOWNSHIP 124 RANGE 028 SECTION 04 TOWNSHIP 124 RANGE 028
Legal Range	28W
Legal Township	124
Legal Section	04
Legal Subdivision	GRAND TIERRA ADD
Legal Block	2
Legal Lot Number	6
Jurisdiction	STEARNS MN
Township / Civil Division	ST. CLOUD
Census Block Group	2
Census Block	2008
Census Tract	1003

Owner

Source: Stearns County records, as of April 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Warranty Deed, Transfer FIRST AMERICAN TITLE
Sep 2, 2022	Deed, Transfer FIRST AMERICAN TITLE
Sep 12, 2018	Warranty Deed, Transfer
Nov 9, 2017	Warranty Deed, Transfer BURNETT TITLE, BURNET TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 12, 2022 · Amount on Record
Deed Sale	Aug 12, 2022 · Amount on Record
Prior Sale	Sep 12, 2018 · Amount on Record
Deed Document Number	20221452908
Record Updated	Jun 8, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 6, 2022
Property Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375
Document Number	00A1640009
Instrument Date	Aug 12, 2022
Instrument	A1640009
Transaction Type	Transfer
Record Updated	Oct 5, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375

September 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 2, 2022
Property Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375
Document Number	00A1639894
Instrument Date	Aug 9, 2022
Instrument	A1639894
Transaction Type	Transfer
Record Updated	Nov 15, 2022
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Sep 12, 2018
Property Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375
Document Number	00A1529001
Instrument Date	Sep 7, 2018
Instrument	A1529001
Transaction Type	Transfer
Record Updated	Aug 18, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEARNS MN
Recording Date	Nov 9, 2017
Property Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375
Document Number	00A1508705
Instrument Date	Oct 26, 2017
Instrument	A1508705
Transaction Type	Transfer
Record Updated	Aug 18, 2022
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Tax	$424.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 COUNTY ROAD 120, SAINT CLOUD, MN 56303-0375

Tax Assessment & Valuation

Source: Stearns County assessment roll, as of November 6, 2025

Property Jurisdictions

Type	Name
State	Minnesota
County	Stearns County
Municipality	St. Cloud City
Unified School District	St. Cloud Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,938.00 (+18.56%)
2025		$221,200 (+4.05%) Land $40,000 Building $181,200	$221,200 (+4.05%) Land $40,000 Building $181,200
2023	$2,478.00	$212,600 Land $40,000 Building $172,600	$212,600 Land $40,000 Building $172,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Cloud serves 71,321 people · EPA ID MN1730027
Water Source	Surface water
Last State Inspection	Aug 2025
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Intrepid Fiber Networks Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000

4304 Co Rd 120, Saint Cloud, MN 56303 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

September 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

September 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

November 2017: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Co Rd 120

Nearby Streets

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