4304 Carpenter Rd, Naperville, IL 60564 Property Records

Will County property record for 4304 Carpenter Rd, Naperville, IL 60564

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 3,653 sqft · built 2016
Lot Size	0.414 acres (18,060 sqft)
Owner	2 Trust Names on File
Last Sale	$527,224 (Jan 2017)
Tax Bill	$15,943 (2025)
Deeds & Mortgages	Oct 2023 Transfer Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-01-17-411-020`

Property Details

APN / Parcel Number

Primary APN	`07-01-17-411-020`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,653 sqft Total Area
1st Floor Area	1,772 sqft
2nd Floor Area	1,881 sqft
Basement Area	1,640 sqft
Finished Basement	1,500 sqft

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Construction Type	Frame
Lot Area	18,060 sqft (0.414 acres)

Location & Zoning

Street Address	4304 CARPENTER RD
City	NAPERVILLE
State	IL
Zip	60564-1210
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 102 IN ASHWOOD PARK SOUTH UNIT 3 PHASE 2, BEING A SUB OF PRT OF THE SE1/4 OF SEC 17, T37N-R9E.
Legal Range	09E
Legal Township	37N
Legal Section	17
Legal Subdivision	ASHWOOD PARK SOUTH #3
Legal Phase	2
Legal Block	3
Legal Lot Number	102
Legal Unit	3
Jurisdiction	WILL IL
Township / Civil Division	WHEATLAND
Census Block Group	3
Census Block	3026
Census Tract	880322

Owner

4304 Carpenter Rd is owner-occupied and held in a trust since October 2023.

Source: Will County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4304 CARPENTER RD, NAPERVILLE, IL 60564-1210
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Living Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2023	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Feb 3, 2021	Deed of Trust, Mortgage · Conventional Mortgage FINANCE OF AMERICA MORTGAGE LLC
Jan 3, 2017	Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 3, 2017 · Amount on File
Deed Sale	Jan 3, 2017 · Amount on File
Prior Sale	Aug 22, 2016 · Amount on File
Deed Document Number	20176
Last Transfer Date	Oct 6, 2023
Transfer Doc	0000053939
Record Updated	Oct 29, 2026

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WILL IL
Recording Date	Oct 13, 2023
Property Address	4304 CARPENTER RD, NAPERVILLE, IL 60564-1210
Document Number	0000053939
Map Reference	DOC R2015081812
Instrument Date	Oct 6, 2023
Instrument	R2023053939
Transaction Type	Transfer
Record Updated	Nov 22, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4304 CARPENTER RD, NAPERVILLE, IL 60564-1210

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WILL IL
Property Address	4304 CARPENTER RD, NAPERVILLE, IL 60564-1210
Transaction Type	Mortgage
Record Updated	Aug 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000013505
Date	Feb 3, 2021
Instrument	R2021013505

Lender

Name	FINANCE OF AMERICA MORTGAGE LLC
Type	Mortgage Company
Address	HORSHAM, PA 19044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

Interest

Rate	2.12%

January 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WILL IL
Recording Date	Jan 3, 2017
Property Address	4304 CARPENTER RD, NAPERVILLE, IL 60564-1210
Document Number	0000000006
Instrument Date	Nov 29, 2016
Instrument	6
Transaction Type	Transfer
Record Updated	Nov 18, 2017
Title Company	NVR TITLE, NVR TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$790.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1120 N STERLING AVE PALATINE IL 600678452, PALATINE, IL 60067-8452

Mortgage

Document Number	7
Date	Jan 3, 2017
Instrument	7

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 2, 2047

Interest

Rate Type	Adjustable Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4304 Carpenter Rd was $15,943.

Source: Will County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Will County
County Subdivision	Wheatland Township
Municipality	Naperville City
Unified School District	Indian Prairie Community Unit School District 204 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$15,943.00	$268,932 (+9.95%) Land $62,039 Building $206,893	$806,796 (+9.95%) Land $186,117 Building $620,679
2024		$244,595 Land $56,425 Building $188,170	$733,785 Land $169,275 Building $564,510
2022	$13,027.00 Homeowner's exemption Additional exemption filed	$198,675 Land $47,153 Building $151,522	$596,025 Land $141,459 Building $454,566

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4304 Carpenter Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 4304 Carpenter Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NAPERVILLE serves 156,406 people · EPA ID IL0434670
Water Source	Purchased surface water from DU PAGE WATER COMMISSION
Last State Inspection	Sep 2025
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	15 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 166 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Watch TV.

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