4304 Ave Lorenzo, Oceanside, CA 92057 Property Records

San Diego County property record for 4304 Ave Lorenzo, Oceanside, CA 92057

Property Summary

Property Type	Multi-Family Dwellings
Details	9 bd · 8 ba · 4,097 sqft · built 1979
Lot Size	0.211 acres (9,176 sqft)
Owner	Company Name on File
Last Sale	$1,450,000 (Jun 2021)
Tax Bill	$17,639 (2025)
Deeds & Mortgages	Oct 2025 Mortgage Jun 2021 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`158-280-12-00`

Property Details

APN / Parcel Number

Primary APN	`158-280-12-00`

Interior

Bedrooms	9 Beds
Full Baths	8 Baths
Units	4 Units
Building Area	4,097 sqft Living Area

Exterior

Year Built	Built 1979
Effective Year Built	Effective 1979
Architectural Style	Multi-Family
Lot Area	9,176 sqft (0.211 acres)

Location & Zoning

Street Address	4304 AVENIDA LORENZO
City	OCEANSIDE
State	CA
Zip	92057-6746
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	RM-B
Legal Description	LOT 19 TR 008672
Legal Subdivision	MISSION OCEANSIDE
Legal Tract	008672
Legal Block	3
Legal Lot Number	19
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3005
Census Tract	18520

Owner

4304 Ave Lorenzo, a residential property, is owned by a company that bought it in June 2021.

Source: San Diego County records, as of July 28, 2026

Owner of Record	Company Name on File
Mailing Address	8355 SAN DIEGO RD, ATASCADERO, CA 93422-4808
Owner Type	Company
Vesting	Borrower in Default

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 23, 2025	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jun 18, 2021	Grant Deed, Transfer · Conventional Mortgage EVERETT FINANCIAL INC
Mar 15, 2021	Intrafamily Transfer, Transfer
Feb 20, 2020	Deed of Trust, Mortgage EXCELERATE CAP
Aug 15, 2019	Quit Claim Deed, Transfer TICOR TITLE INSURANCE COMPANY, TICOR TITLE
Aug 15, 2019	Grant Deed, Transfer · Construction Mortgage ATHAS CAP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 18, 2021 · Amount on File
Deed Sale	Jun 18, 2021 · Amount on File
Prior Sale	Aug 15, 2019 · Amount on File
Deed Document Number	2021446671
Prior Transfer Date	Sep 14, 2020
Prior Transfer Doc	0000197178
Record Updated	Oct 29, 2026

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4304 AVENIDA LORENZO, OCEANSIDE, CA 92057-6746
Transaction Type	Mortgage
Record Updated	Nov 12, 2025
Title Company	CORINTHIAN TITLE-SD, CORINTHIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8355 SAN DIEGO RD, ATASCADERO, CA 93422-4808

Mortgage

Document Number	0000298583
Date	Oct 23, 2025
Instrument	2025-0298583

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2055

June 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2021
Property Address	4304 AVENIDA LORENZO, OCEANSIDE, CA 92057-6746
Document Number	0000446671
Map Reference	MAP 8672
Instrument Date	May 26, 2021
Instrument	2021-0446671
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	CHICAGO TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4304 AVENIDA LORENZO, OCEANSIDE, CA 92057-6746

Mortgage

Document Number	0000446672
Date	Jun 18, 2021
Instrument	2021-0446672

Lender

Name	EVERETT FINANCIAL INC
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jul 1, 2051

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 15, 2021
Property Address	4304 AVENIDA LORENZO, OCEANSIDE, CA 92057-6746
Document Number	0000197178
Map Reference	MAP 8672
Instrument Date	Sep 14, 2020
Instrument	2021-0197178
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	4189 CANDLEBERRY AVE, SEAL BEACH, CA 90740-2822

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4304 AVENIDA LORENZO, OCEANSIDE, CA 92057-6746
Document Number	0000102933
Instrument Date	Feb 20, 2020
Transaction Type	Mortgage
Record Updated	Mar 9, 2020
Title Company	TICOR TITLE ORANGE COUNTY BR, TICOR TITLE ORANGE CNTY BR

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4189 CANDLEBERRY AVE SEAL BEACH CA 907402822, SEAL BEACH, CA 90740-2822

Mortgage

Document Number	0000102933
Date	Feb 28, 2020
Instrument	102933

Lender

Name	EXCELERATE CAP
Address	NEWPORT BEACH, CA 92660

Agreement

Amount	Amount on Record
Term	360 Months
Due	Feb 27, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.95%

August 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2019
Property Address	4304 AVENIDA LORENZO, OCEANSIDE, CA 92057-6746
Document Number	0000346841
Instrument Date	Aug 13, 2019
Instrument	346841
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	4189 CANDLEBERRY AVE SEAL BEACH CA 907402822, SEAL BEACH, CA 90740-2822

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 15, 2019
Property Address	4304 AVENIDA LORENZO, OCEANSIDE, CA 92057-6746
Document Number	0000346842
Instrument Date	Jul 11, 2019
Instrument	346842
Transaction Type	Transfer
Record Updated	Aug 23, 2019
Title Company	TICOR TITLE INSURANCE COMPANY, TICOR TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,287.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4189 CANDLEBERRY AVE SEAL BEACH CA 907402822, SEAL BEACH, CA 90740-2822

Mortgage

Document Number	346843
Date	Aug 15, 2019
Instrument	346843

Lender

Name	ATHAS CAP
Type	Funding / Finance Company
Address	CALABASAS HILLS, CA 91301

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 14, 2020

Tax Assessment & Valuation

The 2025 property tax bill for 4304 Ave Lorenzo was $17,639.

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,600,914 (+2%) Land $993,671 Building $607,243
2025	$17,639.00	$1,569,525 Land $974,188 Building $595,337
2023	$16,770.00 (+11.8%)	$1,508,580 Land $936,360 Building $572,220
2022	$15,000.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 4304 Ave Lorenzo in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4304 Ave Lorenzo has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 378 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100

May also be available: AT&T, GeoLinks, Verizon.

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