4304 123rd St W, Cortez, FL 34215 Property Records

Manatee County property record for 4304 123rd St W, Cortez, FL 34215

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,156 sqft · built 1978
Lot Size	0.238 acres (10,350 sqft)
Owner	2 Individual Names on Record
Last Sale	$85,000 (Jan 2003)
Tax Bill	$4,285 (2025)
Deeds & Mortgages	Mar 2021 Mortgage Feb 2017 Sale & Mortgage
Flood Zone	Zone AE (high risk)
APN	`76134-0000-6`

Property Details

APN / Parcel Number

Primary APN	`76134-0000-6`
Alternative APN	`3516037613400006`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	2,156 sqft Living Area
Gross Area	2,656 sqft
1st Floor Area	588 sqft
Utility Area	1 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	10,350 sqft (0.238 acres)
Lot Dimensions	115 ft deep x 90 ft wide
View / Lot	Standard
Parking Spaces	2 Parking Spaces
Pool Area	300 sqft
Porch	Open Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4304 123RD ST W
City	CORTEZ
State	FL
Zip	34215
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RDD-6
Legal Description	LOT 20 CIPRIANIS SECOND SUB PI#76134.0000/6
Legal Range	16E
Legal Township	35S
Legal Section	03
Legal Subdivision	CIPRIANIS 2ND
Legal Tract	07611200
Legal Lot Number	20
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	1
Census Block	1015
Census Tract	1107

Owner

Source: Manatee County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 4073, ANNA MARIA, FL 34216-4073
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Feb 17, 2017	Warranty Deed, Transfer · Conventional with PMI SUNTRUST MTG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 14, 2003 · Amount on Record
Deed Sale	Jan 14, 2003 · Amount on Record
Deed Book / Page	1797 / 665
Prior Transfer Date	Dec 30, 2002
Prior Transfer Doc	1797000665
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4304 123RD ST W, CORTEZ, FL 34215
Transaction Type	Mortgage
Record Updated	Mar 16, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 1166, CORTEZ, FL 34215-1166

Mortgage

Document Number	202141025989
Date	Mar 1, 2021
Instrument	202141025989

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	FORT MILL, SC 29707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MANATEE FL
Recording Date	Feb 17, 2017
Property Address	4304 123RD ST W, CORTEZ, FL 34215
Document Number	0026610172
Book / Page	002661 / 000172
Instrument Date	Feb 17, 2017
Instrument	41014967
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,275.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4304 123RD ST CORTEZ FL 34215, CORTEZ, FL 34215

Mortgage

Document Number	26610174
Date	Feb 17, 2017
Book Page	002661/000174
Instrument	41014968

Lender

Name	SUNTRUST MTG
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Feb 16, 2047

Tax Assessment & Valuation

Source: Manatee County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$331,507 (+2.7%)	$417,353 (-3.11%) Land $104,720 Building $312,633
2025	$4,285.00 (+3.25%)	$322,792 (+5.99%)	$430,733 (+4.04%) Land $104,720 Building $326,013
2024	$4,150.00 (+1.62%)
2023	$4,084.00 (+2.64%) Homeowner's exemption	$304,558 (+3%)	$413,992 (+16.15%) Land $104,720 Building $309,272
2022	$3,979.00 Homeowner's exemption	$295,687	$356,424 Land $93,500 Building $262,924

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	8.0 ft
Coastal	Yes
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 387 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	857 units insured incl. 470 condo units
Nearby Flood Claims	210 (1982–2024)
Most Recent Claim	Nov 2024 · rainfall accumulation
Claims by Event	Hurricane Milton, Oct 2024 · 18 claims Hurricane Helene, Sep 2024 · 144 claims Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 96% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MANATEE COUNTY UTILITIES DEPT serves 347,800 people · EPA ID FL6411132
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, T-Mobile.

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