4303 Shady Ln, Oceanside, CA 92056 Property Records

San Diego County property record for 4303 Shady Ln, Oceanside, CA 92056

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,575 sqft · built 1978
Lot Size	0.87 acres (3,803 sqft)
Owner	Individual Name on Record
Last Sale	$725,000 (Jul 2023)
Tax Bill	$8,392 (2025)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Mar 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`168-213-07-00`

Property Details

APN / Parcel Number

Primary APN	`168-213-07-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,575 sqft Living Area

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Lot Area	3,803 sqft (0.87 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4303 SHADY LN
City	OCEANSIDE
State	CA
Zip	92056-4803
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RM-A
Legal Description	LOT 189 TR 008462
Legal Subdivision	OCEANSIDE MANOR
Legal Tract	008462
Legal Block	3
Legal Lot Number	189
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	3
Census Block	3001
Census Tract	19809

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4303 SHADY LN, OCEANSIDE, CA 92056-4803
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jul 25, 2023	Grant Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP
Mar 16, 2018	Grant Deed, Transfer · ARM MISSION FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 25, 2023 · Amount on Record
Deed Sale	Jul 25, 2023 · Amount on Record
Prior Sale	Mar 16, 2018 · Amount on Record
Deed Document Number	2023196637
Record Updated	Oct 29, 2026

July 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jul 25, 2023
Property Address	4303 SHADY LN, OCEANSIDE, CA 92056-4803
Document Number	0000196637
Map Reference	MAP 8462
Instrument Date	Jul 12, 2023
Instrument	2023-0196637
Transaction Type	Transfer
Record Updated	Aug 3, 2023
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4303 SHADY LN, OCEANSIDE, CA 92056-4803

Mortgage

Document Number	0000196638
Date	Jul 25, 2023
Instrument	2023-0196638

Lender

Name	UNION HOME MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2053

March 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 16, 2018
Property Address	4303 SHADY LN, OCEANSIDE, CA 92056-4803
Document Number	0000104001
Map Reference	MAP 8462
Instrument Date	Feb 21, 2018
Instrument	2018-0104001
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	LAWYERS TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4303 SHADY LN, OCEANSIDE, CA 92056-4803

Mortgage

Document Number	0000104002
Date	Mar 16, 2018
Instrument	2018-0104002

Lender

Name	MISSION FCU
Type	Credit Union

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.12%
Type Change Date	Apr 1, 2023
Change Frequency	Annually
Min Rate At Change	2%
Max Rate At Change	5.12%
Index	1-Year LIBOR
Margin	2
Max Rate	8.12%

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Vista Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$754,288 (+2%) Land $440,410 Building $313,878
2025	$8,392.00 (+59.21%)	$739,499 (+50.6%) Land $431,775 Building $307,724
2023	$5,271.00 (+0.27%) Homeowner's exemption	$491,042 Land $286,707 Building $204,335
2022	$5,257.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 81% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	La Jolla Eastern tribal government · serves 1,076 people · EPA ID 090605007
Water Source	Groundwater
Last State Inspection	Apr 2021
Also Mapped Here	CITY OF OCEANSIDE, SAN DIEGO COUNTY WATER AUTHORITY
Lead	Below detection (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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