4303 Dusty Trl, Norman, OK 73072 Property Records

Cleveland County property record for 4303 Dusty Trl, Norman, OK 73072

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · built 2023
Lot Size0.223 acres (9,757 sqft)
OwnerIndividual Name on Record
Last Sale$478,000 (Jan 2024)
Tax Bill$6,502 (2025)
Deeds & MortgagesJan 2024 Sale & Mortgage
Jul 2023 Sale & Construction Loan
Flood ZoneZone X (minimal risk)
APNNCC2GNRD3 3 10001

Property Details

APN / Parcel Number

Primary APNNCC2GNRD3 3 10001
Alternative APN
  • 191685

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2023
Exterior MaterialBrick Veneer
Construction TypeFrame
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area9,757 sqft (0.223 acres)

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number191685
Street Address4303 DUSTY TRL
CityNORMAN
StateOK
Zip73072-2060
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionGLENRIDGE 3 LT 10 BLK 3
Legal SubdivisionGLENRIDGE 3
Legal Block3
Legal Lot Number10
JurisdictionCLEVELAND OK
Township / Civil DivisionNORMAN
Census Block Group2
Census Block2002
Census Tract201513

Owner

Source: Cleveland County records, as of February 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address4303 DUSTY TRL, NORMAN, OK 73072-2060
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jan 3, 2024Special Warranty Deed, Subdivision Related Transfer · Conventional Mortgage
ARVEST BANK
Jul 25, 2023Warranty Deed, Construction Loan · Construction Mortgage
VALLIANCE BANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 3, 2024 · Amount on Record
Deed SaleJan 3, 2024 · Amount on Record
Prior SaleJul 25, 2023 · Amount on Record
Deed Document NumberR 2024 257
Deed Book / Page6621 / 1371
Record UpdatedJun 8, 2026

January 2024: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionCLEVELAND OK
Recording DateJan 3, 2024
Property Address4303 DUSTY TRL, NORMAN, OK 73072-2060
Document Number00R2024257
Book / Page6621 / 1371
Instrument DateDec 19, 2023
InstrumentR 2024 257
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 18, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$717.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4303 DUSTY TRL, NORMAN, OK 73072-2060

Mortgage

Document Number00R2024258
DateJan 3, 2024
InstrumentR 2024 258
Lender
NameARVEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 1, 2054
Interest
Rate TypeAdjustable Rate
Rate7.5%
AdjustableAdjustable Rate Rider
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change3%
Max Rate At Change12.5%
Index1-Year CMT
Margin3
Max Rate12.5%

July 2023: Warranty Deed, Construction Loan

Document TypeWarranty Deed
JurisdictionCLEVELAND OK
Recording DateJul 25, 2023
Property Address4303 DUSTY TRL, NORMAN, OK 73072-2060
Document NumberR202319969
Book / Page6572 / 111
Instrument DateJul 24, 2023
InstrumentR 2023 19969
Transaction TypeConstruction Loan
Record UpdatedFeb 5, 2024
Title CompanyFIRST AMERICAN TITLE

Transaction

AmountAmount Recorded
Tax$118.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 721835, NORMAN, OK 73070-8405
InvestorPossibly a Property Investor

Mortgage

Document NumberR202319970
DateJul 25, 2023
InstrumentR 2023 19970
Lender
NameVALLIANCE BANK
TypeBank
Agreement
TypeConstruction Mortgage
AmountAmount Recorded
Term12 Months
DueJul 22, 2024
Interest
Rate TypeAdjustable Rate

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of October 1, 2025

Property Jurisdictions

TypeName
StateOklahoma
CountyCleveland County
MunicipalityNorman City
Unified School DistrictMoore Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$6,502.00 (+10,736.67%) Homeowner's exemption$56,151 (+11,063.22%) Land $9,000 Building $47,151$467,929 (+11,049.13%) Land $75,000 Building $392,929
2023$60.00 (+1.69%)$503 (-) Land $503$4,197 (-) Land $4,197
2022$59.00$503 Land $503$4,197 Land $4,197

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 20, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies5 in force
Nearby Flood Claims2 (2021–2025)
Most Recent ClaimApr 2025 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · lower than 76% of Oklahoma
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemNORMAN UTILITIES AUTHORITY
serves 104,868 people · EPA ID OK1020801
Water SourceSurface water
Last State InspectionSep 2022
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 14 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber
5,000 / 5,000
Cox Communications
Cable
2,000 / 35
OEC Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20

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