43023 Boardwalk Loop, Punta Gorda, FL 33982 Property Records

Charlotte County property record for 43023 Boardwalk Loop, Punta Gorda, FL 33982

Property Summary

Property Type	Single Family Home
Details	3 bd · 4 ba · 3,031 sqft · built 2020
Lot Size	0.262 acres (11,423 sqft)
Owner	Individual Name on Record
Last Sale	$570,000 (Jan 2021)
Tax Bill	$7,058 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42-26-20-103-001`

Property Details

APN / Parcel Number

Primary APN	`42-26-20-103-001`

Interior

Bedrooms	3 Beds
Full Baths	4 Baths
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,031 sqft Living Area
Gross Area	4,087 sqft
Flooring	Covered

Exterior

Year Built	Built 2020
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Foundation Type	Slab (Mat/Raft)
Roof Material	Clay Tile
Lot Area	11,423 sqft (0.262 acres)
Driveway	Driveway
Driveway Area	1,064 sqft
Parking Spaces	3 Parking Spaces
Pool Area	36 sqft
Lawn Sprinklers	Lawn Sprinklers

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Street Address	43023 BOARDWALK LOOP
City	PUNTA GORDA
State	FL
Zip	33982-2165
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	BOZD
Legal Description	BCN 000 0000 1094 BABCOCK NATIONAL LOT 1094 4686/1228 (11424 SF)
Legal Lot Number	1094
Jurisdiction	CHARLOTTE FL
Township / Civil Division	PUNTA GORDA
Census Block Group	1
Census Block	1064
Census Tract	10100

Owner

Source: Charlotte County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	43023 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2165
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 4, 2021 · Amount on Record
Deed Sale	Jan 4, 2021 · Amount on Record
Deed Document Number	2888869
Deed Book / Page	4686 / 1228
Record Updated	Jun 8, 2026

January 2021: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	CHARLOTTE FL
Recording Date	Jan 4, 2021
Property Address	43023 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2165
Document Number	0046861228
Book / Page	4686 / 1228
Map Reference	MB 23 PG 14
Instrument Date	Dec 18, 2020
Instrument	2888869
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 22, 2023
Title Company	LENNAR TITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10481 BEN C PRATT/6 MILE CYPRESS PKWY, FORT MYERS, FL 33966-6460

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43023 BOARDWALK LOOP, PUNTA GORDA, FL 33982-2165

Mortgage

Document Number	0046861232
Date	Jan 4, 2021
Instrument	4686/1232

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Charlotte County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Charlotte County
Unified School District	Charlotte County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,058.00 (-29.36%) Homeowner's exemption	$512,272 (+5.99%)	$712,561 (+2.33%) Land $120,000 Building $592,561
2023	$9,992.00 (+3.74%) Homeowner's exemption	$483,335 (+3%)	$696,327 (+17.36%) Land $90,000 Building $606,327
2022	$9,632.00 Homeowner's exemption	$469,257	$593,342 Land $72,250 Building $521,092

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 518 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	870 units insured incl. 352 condo units
Nearby Flood Claims	11 (1995–2024)
Claims Outside the SFHA	4 of 11
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 3 claims Hurricane Irma, Sep 2017 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 86% of the US · above 79% of Florida
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN AND COUNTRY UTILITY private · serves 13,427 people · EPA ID FL5084116
Water Source	Groundwater
Last State Inspection	Feb 2024
Lead	Under 1 ppb (2022) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 123 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20