4302 Windy Chase Ln, Katy, TX 77494 Property Records

Fort Bend County property record for 4302 Windy Chase Ln, Katy, TX 77494

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,352 sqft · built 2004
Lot Size	0.201 acres (8,765 sqft)
Owner	Individual Name on File
Tax Bill	$5,563 (2025)
Deeds & Mortgages	Dec 2023 Mortgage Feb 2023 Second Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`R281522`

Property Details

APN / Parcel Number

Primary APN	`R281522`
Alternative APN	`2290-15-001-0450-914`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	2,352 sqft Living Area
1st Floor Area	2,352 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2004
Architectural Style	Conventional
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	8,765 sqft (0.201 acres)
Lot Dimensions	128 ft deep x 68 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	188 sqft
Patio Area	64 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R281522
Street Address	4302 WINDY CHASE LN
City	KATY
State	TX
Zip	77494-1075
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CINCO RANCH WEST SEC 15, BLOCK 1, LOT 45
Legal Subdivision	CINCO RANCH WEST SEC 15
Legal Block	1
Legal Lot Number	45
Jurisdiction	FORT BEND TX
Township / Civil Division	FULSHEAR-SIMONTON
Census Block Group	3
Census Block	3009
Census Tract	673112

Owner

4302 Windy Chase Ln is owned and occupied by an individual who acquired it in December 2023.

Source: Fort Bend County records, as of January 28, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4302 WINDY CHASE LN, KATY, TX 77494-1075
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2023	Vendor's Lien, Transfer · Conventional Mortgage OPTIMUM FIRST INC
Feb 21, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage HARRIS COUNTY FCU
Mar 9, 2018	Loan Modification, Mortgage · FHA Mortgage MONEY SOURCE
Apr 17, 2017	Vendor's Lien, Transfer · FHA Mortgage SECURITY NATIONAL MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 6, 2023
Deed Sale	Dec 6, 2023
Prior Sale	Apr 17, 2017
Deed Document Number	2023116182
Record Updated	Jun 8, 2026

December 2023: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Dec 6, 2023
Property Address	4302 WINDY CHASE LN, KATY, TX 77494-1075
Document Number	0000116182
Map Reference	SL 2367/A&2367/B
Instrument Date	Dec 1, 2023
Instrument	2023116182
Transaction Type	Transfer
Record Updated	Feb 14, 2024
Title Company	MONARCH TITLE/TX, MONARCH TITLE OF TEXAS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 WINDY CHASE LN, KATY, TX 77494-1075

Mortgage

Document Number	0000116183
Date	Dec 6, 2023
Instrument	2023116183

Lender

Name	OPTIMUM FIRST INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2054

February 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FORT BEND TX
Property Address	4302 WINDY CHASE LN, KATY, TX 77494-1075
Transaction Type	Mortgage
Record Updated	Mar 23, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015206
Date	Feb 21, 2023
Instrument	2023015206

Lender

Name	HARRIS COUNTY FCU
Type	Credit Union
Address	HOUSTON, TX 77002

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	156 Months
Due	Feb 27, 2036

March 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	FORT BEND TX
Property Address	4302 WINDY CHASE LN, KATY, TX 77494-1075
Document Number	0000037771
Instrument Date	Mar 9, 2018
Transaction Type	Mortgage
Record Updated	Jul 20, 2018
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4302 WINDY CHASE LN KATY TX 774941075, KATY, TX 77494-1075

Mortgage

Document Number	0000037771
Date	Apr 11, 2018
Instrument	37771

Lender

Name	MONEY SOURCE
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 10, 2048

Interest

Rate Type	Fixed Rate
Rate	4.12%

April 2017: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	FORT BEND TX
Recording Date	Apr 17, 2017
Property Address	4302 WINDY CHASE LN, KATY, TX 77494-1075
Document Number	0000039392
Map Reference	SL2367-A&2367-B
Instrument Date	Apr 13, 2017
Instrument	2017039392
Transaction Type	Transfer
Record Updated	Jan 27, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5459 CLAYBAK LN, 5459, KATY, TX 77494

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 WINDY CHASE LN, KATY, TX 77494-1075

Mortgage

Document Number	0000039393
Date	Apr 17, 2017
Instrument	2017039393

Lender

Name	SECURITY NATIONAL MORTGAGE CO
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 4302 Windy Chase Ln was $5,563 with a homeowner's exemption, down 26.7% from the year before.

Source: Fort Bend County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Fort Bend County
Unified School District	Katy Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,563.00 (-26.68%) Homeowner's exemption	$425,218 (+2.71%) Land $72,345 Building $352,873	$425,218 (+2.71%) Land $72,345 Building $352,873
2024	$7,587.00 (+65.01%) Homeowner's exemption	$413,990 (+23.37%) Land $72,345 Building $341,645	$413,990 (+1.47%) Land $72,345 Building $341,645
2023	$4,598.00 Homeowner's exemption	$335,577 Land $55,650 Building $352,350	$408,000 Land $55,650 Building $352,350
2018	$5,430.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4302 Windy Chase Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 74 policies
Nearby Flood Policies	74 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4302 Windy Chase Ln is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 611 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ezee Fiber Fiber	8,000 / 8,000
Fidium Fiber Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Astound Broadband, AT&T, Skynet.

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