4302 Surf Ave, Chesapeake, VA 23325 Property Records

Chesapeake City property record for 4302 Surf Ave, Chesapeake, VA 23325

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,838 sqft · built 1951
Lot Size	0.201 acres (8,756 sqft)
Owner	Individual on Record
Last Sale	$345,000 (May 2022)
Tax Bill	$3,799 (2025)
Deeds & Mortgages	Jan 2008 Line of Credit Jan 2011 Mortgage + 4 more
APN	`0133008000110`

Property Details

APN / Parcel Number

Primary APN	`0133008000110`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	1 Story
Building Area	1,838 sqft Living Area
1st Floor Area	1,204 sqft
Attic	Attic
Attic Area	317 sqft
Utility Room	Utility Room
Flooring	Combination, Other
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1951
Effective Year Built	Effective 2022
Exterior Material	Brick
Construction Type	Brick
Roof Type	Gable
Roof Material	Asphalt
Lot Area	8,756 sqft (0.201 acres)
Lot Dimensions	135 ft deep x 65 ft wide

Exterior Amenities

Porch	Open Porch
Porch Area	85 sqft
Deck Area	317 sqft
Patio Area	256 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4302 SURF AVE
City	CHESAPEAKE
State	VA
Zip	23325-2530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R10S: RESI
Legal Description	11 POWHATAN HTS
Legal Subdivision	POWHATAN HEIGHTS, INDIAN RIVER, ELIZABET
Jurisdiction	CHESAPEAKE CITY VA
Township / Civil Division	CHESAPEAKE
Census Block Group	1
Census Block	1019
Census Tract	20001

Owner

Source: Chesapeake City assessment roll, as of August 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual on Record
Mailing Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 9, 2008	Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION
Jan 19, 2011	Deed of Trust, Mortgage · Conventional Mortgage FULTON BANK NA
Jul 1, 2011	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
May 22, 2013	Deed of Trust, Mortgage · Line of Credit FULTON BANK NA
May 16, 2022	Warranty Deed, Transfer ROCKET TITLE
Jul 28, 2006	Warranty Deed, Transfer · Conventional Mortgage NAVY FEDERAL C U

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 16, 2022 · Amount on Record
Deed Sale	May 16, 2022 · Amount on Record
Prior Sale	Sep 18, 2015 · Amount on Record
Deed Document Number	202216437
Deed Book / Page	10559 / 1343
Record Updated	Sep 20, 2026

January 2008: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	007330/751
Date	Jan 9, 2008
Book Page	7330/751

Lender

Name	NAVY FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

January 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008314/205
Date	Jan 19, 2011
Book Page	8314/205

Lender

Name	FULTON BANK NA

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Feb 1, 2026

Interest

Rate Type	Fixed Rate
Rate	3.25%

July 2011: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	008430/263
Date	Jul 1, 2011
Book Page	8430/263

Lender

Name	FULTON BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2013: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESAPEAKE CITY VA
Property Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530
Transaction Type	Mortgage
Record Updated	May 7, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	009083/614
Date	May 22, 2013
Book Page	9083/614

Lender

Name	FULTON BANK NA

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	May 16, 2022
Property Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530
Document Number	10559/1343
Book / Page	10559 / 1343
Instrument Date	May 11, 2022
Instrument	220016437
Transaction Type	Transfer
Record Updated	Sep 22, 2023
Title Company	ROCKET TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530

July 2006: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESAPEAKE CITY VA
Recording Date	Jul 28, 2006
Property Address	4302 SURF AVE, CHESAPEAKE, VA 23325-2530
Document Number	006664/807
Book / Page	6664 / 807
Instrument Date	Jul 18, 2006
Transaction Type	Transfer
Record Updated	May 7, 2026

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0006664810
Date	Jul 28, 2006
Instrument	6664/810

Lender

Name	NAVY FEDERAL C U

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Chesapeake City assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Virginia
Municipality	Chesapeake City
Unified School District	Chesapeake City Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,799.00 (+7.1%)	$376,100 (+12.84%) Land $125,000 Building $251,100	$376,100 (+12.84%) Land $125,000 Building $251,100
2024	$3,547.00 (+52.17%)
2023		$333,300 (+10.25%) Land $105,000 Building $228,300	$333,300 (+10.25%) Land $105,000 Building $228,300
2022		$302,300 Land $95,000 Building $207,300	$302,300 Land $95,000 Building $207,300
2019	$2,331.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on Record median of 67 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	67 in force
Nearby Flood Claims	22 (1988–2019)
Claims Outside the SFHA	10 of 22
Most Recent Claim	Aug 2019 · other causes
Claims by Event	Severe Storms And Flooding Associated With Tropical Depression Ida And A Nor'east, Nov 2009 · 7 claims Hurricane Isabel, Sep 2003 · 3 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 392 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
Verizon Fiber · Fixed Wireless in parts of the area	980 / 880
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

Nearby Properties on Surf Ave

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures