4302 Spring Creek Ln, O Fallon, MO 63368 Property Records

St. Charles County property record for 4302 Spring Creek Ln, O Fallon, MO 63368

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,014 sqft · built 2006
Lot Size	0.004 acres (170 sqft)
Owner	Individual Name on Record
Tax Bill	$2,275 (2025)
Deeds & Mortgages	Sep 2026 Sale Nov 2020 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`T072000734`

Property Details

APN / Parcel Number

Primary APN	`T072000734`
Alternative APN	`4-0036-A186-14-003C.0000000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	1 Story
Building Area	1,014 sqft Living Area
1st Floor Area	1,014 sqft

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Exterior Material	Aluminum/Vinyl
Lot Area	170 sqft (0.004 acres)
Porch	Open Porch
Porch Area	70 sqft

Utilities, Heating & Cooling

Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	T072000734
Street Address	4302 SPRING CREEK LN
City	O FALLON
State	MO
Zip	63368-7492
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Description	SPRINGHURST TERR #4 LOT 3C
Legal Subdivision	SPRINGHURST TERR #4
Legal Lot Number	3C
Jurisdiction	ST CHARLES MO
Township / Civil Division	BOONE
Census Block Group	1
Census Block	1022
Census Tract	312207

Owner

Source: St. Charles County records, as of September 22, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	4302 SPRING CREEK LN, O FALLON, MO 63368-7492
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single

Deeds, Mortgages & Sale History

Date	Document
Sep 10, 2026	Warranty Deed, Transfer INVESTORS LAND TITLE, INVESTORS TITLE
Nov 30, 2020	Deed of Trust, Mortgage · Line of Credit BANK OF FRANKLIN CNTY
Jun 30, 2020	Warranty Deed, Transfer · Line of Credit BANK OF FRANKLIN COUNTY
May 10, 2018	Quit Claim Deed, Transfer Quitclaim

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 10, 2026
Deed Sale	Sep 10, 2026
Prior Sale	Apr 1, 2024 · Amount on Record
Deed Document Number	202643198
Prior Transfer Date	May 7, 2018
Prior Transfer Doc	0069170771
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Sep 10, 2026
Property Address	4302 SPRING CREEK LN, O FALLON, MO 63368-7492
Document Number	0000043198
Instrument Date	Sep 9, 2026
Instrument	202643198
Transaction Type	Transfer
Record Updated	Sep 22, 2026
Title Company	INVESTORS LAND TITLE, INVESTORS TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 SPRING CREEK LN, O FALLON, MO 63368-7492

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CHARLES MO
Property Address	4302 SPRING CREEK LN, O FALLON, MO 63368-7492
Document Number	0000093079
Instrument Date	Nov 30, 2020
Transaction Type	Mortgage
Record Updated	Mar 1, 2021
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1590 ASHBY RD ST LOUIS MO 631321213, ST LOUIS, MO 63132-1213

Mortgage

Document Number	0000093079
Date	Nov 30, 2020
Instrument	93079

Lender

Name	BANK OF FRANKLIN CNTY
Type	Bank
Address	WASHINGTON, MO 63090

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Nov 29, 2025

Interest

Rate Type	Adjustable Rate

June 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CHARLES MO
Recording Date	Jun 30, 2020
Property Address	4302 SPRING CREEK LN, O FALLON, MO 63368-7492
Document Number	0073330647
Book / Page	7333 / 647
Map Reference	MB 43 PG 385
Instrument Date	Jun 22, 2020
Instrument	20200630000450090
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	SYNERGY TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 BROOKFIELD CROSSING DR, 106, O FALLON, MO 63367-4410

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1590 ASHBY RD, SAINT LOUIS, MO 63132-1213

Mortgage

Document Number	20200630000450100
Date	Jun 30, 2020
Instrument	20200630000450100

Lender

Name	BANK OF FRANKLIN COUNTY
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	60 Months
Due	Jun 23, 2025

May 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST CHARLES MO
Recording Date	May 10, 2018
Property Address	4302 SPRING CREEK LN, O FALLON, MO 63368-7492
Document Number	0069170771
Book / Page	006917 / 000771
Instrument Date	May 7, 2018
Instrument	258910
Transaction Type	Transfer
Record Updated	May 30, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4302 SPRING CREEK LN O FALLON MO 633687492, O FALLON, MO 63368-7492

Tax Assessment & Valuation

Source: St. Charles County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	St. Charles County
Municipality	O'Fallon City
Unified School District	Wentzville R-IV School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$10,248 (-70.33%)	$53,935 (-70.33%) Building $53,935
2025	$2,275.00 (+11.3%)	$34,541 (+14.57%)	$181,793 (+14.57%) Building $181,793
2024	$2,044.00
2023		$30,148
2022			$158,673 Building $158,673

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 25, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.6% of Missouri
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 serves 100,587 people · EPA ID MO6024530
Water Source	Purchased surface water from ST LOUIS CITY PWS
Last State Inspection	Aug 2023
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Brightspeed Fiber	940 / 940
Wisper ISP Fixed Wireless	400 / 30
Verizon Fixed Wireless	300 / 20

May also be available: Gateway Fiber.

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