Fort Bend County property record for 4302 Saddle Dr, Needville, TX 77461
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,926 sqft · built 1998 |
| Lot Size | 0.759 acres (33,051 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,257 (2025) |
| Deeds & Mortgages | Aug 2026 Mortgage Jul 2020 Loan Modification |
| Flood Zone | Zone X (minimal risk) |
| APN | R53085 |
| Primary APN | R53085 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,926 sqft Living Area |
| Gross Area | 2,454 sqft |
| 1st Floor Area | 1,044 sqft |
| 2nd Floor Area | 882 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1998 |
|---|---|
| Effective Year Built | Effective 1998 |
| Architectural Style | Conventional |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 33,051 sqft (0.759 acres) |
| Lot Dimensions | 182 ft deep x 181 ft wide |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 528 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 184 sqft |
| Patio Area | 152 sqft |
| Storage Building | 128 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Septic |
| Water Source | Well |
| Street Address | 4302 SADDLE DR |
|---|---|
| City | NEEDVILLE |
| State | TX |
| Zip | 77461-8570 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BIG CREEK RURAL ESTATE, BLOCK B, LOT 17, ACRES 0.76 |
| Legal Subdivision | BIG CREEK RURAL ESTATE |
| Legal Block | B |
| Legal Lot Number | 17 |
| Jurisdiction | FORT BEND TX |
| Township / Civil Division | NEEDVILLE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 675701 |
4302 Saddle Dr is owned and occupied by two individuals who acquired it in March 2002.
Source: Fort Bend County records, as of September 3, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4302 SADDLE DR, NEEDVILLE, TX 77461-8570 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 21, 2026 | Deed of Trust, Mortgage · FHA Mortgage FIRST AMERICAN TITLE |
| Jul 8, 2020 | Loan Modification, Mortgage MIDFIRST BK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 8, 2002 |
| Deed Sale | Mar 8, 2002 |
| Prior Sale | Oct 9, 2001 · Amount on File |
| Deed Document Number | 200224248 |
| Prior Transfer Date | Sep 27, 2001 |
| Prior Transfer Doc | 0000095739 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FORT BEND TX |
| Recording Date | Aug 21, 2026 |
| Property Address | 4302 SADDLE DR, NEEDVILLE, TX 77461-8570 |
| Document Number | 0000088216 |
| Instrument Date | Jul 31, 2026 |
| Instrument | 202688216 |
| Transaction Type | Mortgage |
| Record Updated | Sep 9, 2026 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4302 SADDLE DR, NEEDVILLE, TX 77461-8570 |
| Document Number | 0000088216, |
|---|---|
| Date | Aug 21, 2026 |
| Instrument | 202688216 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 288 Months |
| Due | Aug 1, 2050 |
| Max Rate | -1% |
|---|
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | FORT BEND TX |
| Property Address | 4302 SADDLE DR, NEEDVILLE, TX 77461-8570 |
| Document Number | 0000118790 |
| Instrument Date | Jul 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 23, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Address | 4302 SADDLE DR NEEDVILLE TX 774618570, NEEDVILLE, TX 77461-8570 |
| Document Number | 0000118790 |
|---|---|
| Date | Sep 3, 2020 |
| Instrument | 118790 |
| Name | MIDFIRST BK |
|---|---|
| Type | Bank |
| Address | OKLAHOMA CITY, OK 73118 |
| Amount | Amount on Record |
|---|---|
| Term | 360 Months |
| Due | Sep 2, 2050 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.62% |
The 2025 property tax bill for 4302 Saddle Dr was $2,257 with a homeowner's exemption.
Source: Fort Bend County assessment roll, as of September 2, 2025
| Type | Name |
|---|---|
| State | Texas |
| County | Fort Bend County |
| Municipality | Pleak Village |
| Unified School District | Lamar Consolidated Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,257.00 Homeowner's exemption | $216,488 Land $52,136 Building $272,303 | $324,439 Land $52,136 Building $272,303 |
| 2023 | $2,071.00 Homeowner's exemption | $178,915 Land $52,136 Building $224,270 | $276,406 Land $52,136 Building $224,270 |
| 2018 | $2,279.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4302 Saddle Dr in Zone X, an area of minimal flood risk, though there have been 16 flood claims nearby since 2015.
Source: FEMA National Flood Hazard Layer, effective August 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 69 policies |
| Nearby Flood Policies | 69 in force |
| Nearby Flood Claims | 16 (2015–2019) |
| Claims Outside the SFHA | 14 of 16 |
| Most Recent Claim | May 2019 · rainfall accumulation |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4302 Saddle Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 97.9% of Texas |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| Skynet Fixed Wireless | 100 / 50 |
| Rise Broadband Fixed Wireless | 100 / 20 |
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