4302 Rainbow Ct, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4302 Rainbow Ct, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,559 sqft · built 1987
Lot Size	0.208 acres (9,073 sqft)
Owner	2 Individual Names on File
Last Sale	$430,853 (Jun 2026)
Tax Bill	$2,676 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jun 2005 Mortgage + 7 more
APN	`06-1.0-02-001-000-013.012`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-02-001-000-013.012`

Interior

Building Area	1,559 sqft Base Area
1st Floor Area	1,559 sqft

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Lot Area	9,073 sqft (0.208 acres)
Lot Dimensions	156 ft deep x 57.9 ft wide

Location & Zoning

Street Address	4302 RAINBOW CT
City	SAINT JOSEPH
State	MO
Zip	64506-3602
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:RAINBOW ESTATES LOT:11 BLK:00LGL DESC:
Legal Subdivision	RAINBOW ESTATES
Legal Lot Number	11
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	1
Census Block	1005
Census Tract	702

Owner

4302 Rainbow Ct is owned and occupied by two individuals who bought it in June 2026.

Source: Buchanan County records, as of June 18, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 21, 2021	Deed of Trust, Mortgage · Conventional Mortgage PRIMELENDING
Jun 2, 2005	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK
Oct 23, 2007	Deed of Trust, Mortgage · Conventional Mortgage NODAWAY VALLEY BANK
Jul 27, 2016	Deed of Trust, Mortgage · Conventional Mortgage COMMERCE BANK
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIMECAP LENDING LLC
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Mar 21, 2018	Deed, Transfer · Conventional Mortgage PRIMELENDING
Aug 24, 2017	Intrafamily Transfer, Transfer
Aug 24, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on File
Deed Sale	Jun 2, 2026 · Amount on File
Prior Sale	Mar 21, 2018 · Amount on File
Deed Document Number	20264363
Deed Book / Page	3819 / 130
Prior Transfer Date	Jul 28, 2017
Prior Transfer Doc	2017008350
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TTL INS COMPA

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602

Mortgage

Document Number	003771/118
Date	Dec 21, 2021
Book Page	3771/118
Instrument	2021013831

Lender

Name	PRIMELENDING
Type	Mortgage Company
Address	DALLAS, TX 75252

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Jan 1, 2037

June 2005: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	ALLIED ABSTRACT AND TITLE COMPANY INC, HALL ABSTRACT & TITLE CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	02799/0763
Date	Jun 2, 2005
Book Page	2799/0763
Instrument	2005008459

Lender

Name	NODAWAY VALLEY BANK
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Jun 5, 2010

October 2007: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN HALL ABSTRACT

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	03034/0404
Date	Oct 23, 2007
Book Page	3034/0404
Instrument	2007014968

Lender

Name	NODAWAY VALLEY BANK
Address	SAINT JOSEPH, MO 64507

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Oct 19, 2022

July 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Transaction Type	Mortgage
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2016007423
Date	Jul 27, 2016
Instrument	2016007423

Lender

Name	COMMERCE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	240 Months
Due	Aug 1, 2036

Interest

Rate Type	Fixed Rate

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 2, 2026
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Document Number	0000004363
Book / Page	3819 / 130
Instrument Date	Jun 1, 2026
Instrument	20264363
Transaction Type	Transfer
Record Updated	Jun 8, 2026
Title Company	COFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Estimated Sale Price
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602

Mortgage

Document Number	0000004368,
Date	Jun 2, 2026
Instrument	20264368

Lender

Name	PRIMECAP LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Jun 2, 2026
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Document Number	003819/130
Book / Page	3819 / 130
Instrument Date	Jun 1, 2026
Instrument	20264363
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	COFFELT LAND TITLE INC, COFFELT LAND TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602

Mortgage

Document Number	0000004368,
Date	Jun 2, 2026
Instrument	20264368

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Mar 21, 2018
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Document Number	2018002286
Instrument Date	Mar 21, 2018
Instrument	2018002286
Transaction Type	Transfer
Record Updated	Jun 18, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602

Mortgage

Document Number	2018002287
Date	Mar 21, 2018
Instrument	2018002287

Lender

Name	PRIMELENDING
Type	Funding / Finance Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2048

Interest

Rate Type	Fixed Rate

August 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Aug 24, 2017
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Document Number	2017008350
Instrument Date	Jul 28, 2017
Instrument	2017008350
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602

August 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 24, 2017
Property Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602
Document Number	2017008351
Instrument Date	Nov 17, 2015
Instrument	2017008351
Transaction Type	Transfer
Record Updated	Jun 18, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 RAINBOW CT, SAINT JOSEPH, MO 64506-3602

Tax Assessment & Valuation

The 2025 property tax bill for 4302 Rainbow Ct was $2,676.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,676.00	$38,260 Land $3,900 Building $34,360	$201,360 Land $20,500 Building $180,860
2024	$2,676.00 (+35.56%)
2023	$1,974.00 (-0.7%)	$30,670 (-) Land $3,900 Building $26,770	$161,400 Land $20,500 Building $140,900
2022	$1,988.00	$30,670 Land $3,900 Building $26,770
2021			$161,400 Land $20,500 Building $140,900

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4302 Rainbow Ct; there have been 2 flood claims nearby since 2020.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	2 in force
Nearby Flood Claims	2 (2020–2021)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Jun 2021 · Severe Storms, Straight-line Winds, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4302 Rainbow Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 96% of Missouri
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 319 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Mercury Fiber, Metronet.

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