4302 Murphy Ave, Billings, MT 59101 Property Records

Yellowstone County property record for 4302 Murphy Ave, Billings, MT 59101

Property Summary

Property Type	Single Family Home
Details	5 bd · 2.5 ba · 1,915 sqft · built 1961
Lot Size	0.144 acres (6,254 sqft)
Owner	2 Individual Names on Record
Last Sale	$305,900 (Feb 2025)
Tax Bill	$2,041 (2025)
Deeds & Mortgages	Oct 2021 Reverse Mortgage
Flood Zone	Zone X (minimal risk)
APN	`000A125180`

Property Details

APN / Parcel Number

Primary APN	`000A125180`
Alternative APNs	`03-0927-09-4-01-04-0000` `R0312775` `A125180` `A12518`

Interior

Bedrooms	5 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,915 sqft Living Area
Gross Area	2,016 sqft
1st Floor Area	1,008 sqft
Basement Area	1,008 sqft
Finished Basement	907 sqft
Unfinished Basement	101 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1961
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Roof Type	Hip
Roof Material	Asphalt
Lot Area	6,254 sqft (0.144 acres)
View / Lot	Neighborhood / Spot
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Frame Porch
Porch Area	270 sqft
Deck Area	91 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4302 MURPHY AVE
City	BILLINGS
State	MT
Zip	59101-5107
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-70
Legal Description	ORCHARD LANE SUBD 6TH FILING, S09, T01 S, R26 E, BLOCK 12, LOT 20
Legal Range	26E
Legal Township	01S
Legal Section	09
Legal Subdivision	ORCHARD LANE SUBD 6TH FILING
Legal Block	12
Legal Lot Number	20
Jurisdiction	YELLOWSTONE MT
Township / Civil Division	BILLINGS
Census Block Group	4
Census Block	4016
Census Tract	902

Owner

Source: Yellowstone County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4302 MURPHY AVE, BILLINGS, MT 59101-5107
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 20, 2025 · Amount on Record
Deed Sale	Feb 20, 2025 · Amount on Record
Deed Document Number	20254096352
Record Updated	Oct 29, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YELLOWSTONE MT
Property Address	4302 MURPHY AVE, BILLINGS, MT 59101-5107
Transaction Type	Mortgage
Record Updated	Nov 2, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 MURPHY AVE, BILLINGS, MT 59101-5107

Mortgage

Document Number	0003994416
Date	Oct 20, 2021
Instrument	3994416

Lender

Name	OPEN MORTGAGE LLC
Type	Mortgage Company
Address	AUSTIN, TX 78737

Agreement

Type	Reverse Mortgage
Amount	Amount Recorded
Term	746 Months
Due	Dec 17, 2083

Interest

Rate Type	Adjustable Rate
Rate	2.34%
Type Change Date	Dec 1, 2021
Change Frequency	Annually
Index	1-Year CMT

Tax Assessment & Valuation

Source: Yellowstone County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Montana
Municipality	Billings City
County	Yellowstone County
Elementary School District	Billings Elementary School District (PK - 08)
Secondary School District	Billings High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$309,300 (-) Land $38,239 Building $271,061	$309,300 (-) Land $38,239 Building $271,061
2025	$2,041.00 (-15.03%)	$309,300 (+29.63%) Land $38,239 Building $271,061	$309,300 (+29.63%) Land $38,239 Building $271,061
2024	$2,402.00 (+242.65%)
2023	$701.00	$238,600	$238,600 Land $37,350 Building $201,250

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 23, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	7 (1997)
Claims Outside the SFHA	7 of 7
Most Recent Claim	Jun 1997 · Severe Storms,ice Jams, Snow Melt, Flooding
Claims by Event	Severe Storms,ice Jams, Snow Melt, Flooding, Jun 1997 · 7 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 98.9% of Montana
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BILLINGS HEIGHTS CO WATER DIST OF serves 12,000 people · EPA ID MT0000155
Water Source	Purchased surface water from CITY OF BILLINGS
Last State Inspection	Jun 2024
Lead	3 ppb (2025–2027) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 604 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wisp West Fixed Wireless	200 / 100