4302 Main St, Roca, NE 68430 Property Records

Lancaster County property record for 4302 Main St, Roca, NE 68430

Property Summary

Property TypeTownhouse
Details2 bd · 3 ba · 1,323 sqft · built 2018
Lot Size0.116 acres (5,065 sqft)
OwnerIndividual Name on Record
Last Sale$246,000 (Apr 2021)
Tax Bill$4,860 (2025)
Deeds & MortgagesNov 2025 Second Mortgage
Apr 2021 Sale & Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN15-17-320-002-000

Property Details

APN / Parcel Number

Primary APN15-17-320-002-000

Interior

Bedrooms2 Beds
Full Baths3 Baths
Stories1 Story
Building Area1,323 sqft Living Area
1st Floor Area1,323 sqft
Basement Area1,323 sqft
Finished Basement911 sqft

Exterior

Year BuiltBuilt 2018
Architectural StyleTownhouse
Exterior MaterialSiding
Construction TypeFrame
Roof MaterialComposition Shingle
Lot Area5,065 sqft (0.116 acres)
Garage TypeAttached
Garage Area483 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Street Address4302 MAIN ST
CityROCA
StateNE
Zip68430-9700
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR
Legal DescriptionTHE ROOST ADDITION, LOT 2
Legal SubdivisionTHE ROOST ADDITION
Legal Lot Number2
JurisdictionLANCASTER NE
Township / Civil DivisionSALTILLO
Census Block Group2
Census Block2030
Census Tract10401

Owner

Source: Lancaster County records, as of March 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4302 MAIN ST, ROCA, NE 68430-9700
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 6, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
ROCKET MORTGAGE LLC
Apr 29, 2021Warranty Deed, Transfer · Conventional Mortgage
CHARTER WEST BANK
May 4, 2020Deed of Trust, Mortgage · Construction Mortgage
BANK OF KAMPSVILLE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 29, 2021 · Amount on Record
Deed SaleApr 29, 2021 · Amount on Record
Deed Document Number2021026218
Record UpdatedJun 8, 2026

November 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address4302 MAIN ST, ROCA, NE 68430-9700
Transaction TypeMortgage
Record UpdatedNov 19, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000037932
DateNov 6, 2025
Instrument2025037932
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term180 Months
DueNov 1, 2040

April 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionLANCASTER NE
Recording DateApr 29, 2021
Property Address4302 MAIN ST, ROCA, NE 68430-9700
Document Number0000026218
Instrument DateApr 2, 2021
Instrument2021026218
Transaction TypeTransfer
Record UpdatedMay 12, 2021
Title CompanyNEBRASKA TITLE COMPANY-PA, NEBRASKA TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$553.50
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026219
DateApr 29, 2021
Instrument2021026219
Lender
NameCHARTER WEST BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMay 1, 2051

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionLANCASTER NE
Property Address4302 MAIN ST, ROCA, NE 68430-9700
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000018975
DateMay 4, 2020
Instrument2020018975
Lender
NameBANK OF KAMPSVILLE
TypeBank
AddressTABLE ROCK, NE 68447
Agreement
TypeConstruction Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Lancaster County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateNebraska
CountyLancaster County
MunicipalityRoca Village
Unified School DistrictNorris School District 160 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,860.00 (+14.3%)$290,100 (+15.67%) Land $31,200 Building $258,900$290,100 (+15.67%) Land $31,200 Building $258,900
2023$4,252.00$250,800 Land $28,800 Building $222,000$250,800 Land $28,800 Building $222,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVILLAGE OF ROCA
serves 222 people · EPA ID NE3110906
Water SourcePurchased groundwater from LANCASTER CO RWD 1
Last State InspectionJan 2023
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureSanitary survey deficiency not corrected
Jul 2020
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Big Red Communications
Fixed Wireless
200 / 100
Windstream
DSL · Fiber, Fixed Wireless in parts of the area
200 / 20
GigFire
Fixed Wireless
150 / 130
Diode Cable Company
Fixed Wireless
10 / 1

May also be available: AT&T, Nextlink, Rise Broadband.

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Main St

Nearby Streets

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