4302 Lake Crest Ct, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4302 Lake Crest Ct, Saint Joseph, MO 64505

Property Summary

Property Type	Other
Details	1,665 sqft · built 2017
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$273,900 (May 2017)
Tax Bill	$3,536 (2025)
Deeds & Mortgages	Jun 2026 Mortgage May 2017 Mortgage
APN	`03-7.0-26-004-000-007.141`

Property Details

APN / Parcel Number

Primary APN	`03-7.0-26-004-000-007.141`

Interior

Building Area	1,665 sqft Base Area
1st Floor Area	1,665 sqft

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	164 ft deep x 52.4 ft wide

Location & Zoning

Street Address	4302 LAKE CREST CT
City	SAINT JOSEPH
State	MO
Zip	64505-1809
Property Category	Other
Property Type	Other > Miscellaneous
Local Zoning Code	CITY
Legal Description	26-58-35SESUB:GREYSTONE PLAT 4 LOT:159 BLK:LGL DESC:
Legal Range	35W
Legal Township	58N
Legal Section	26
Legal Subdivision	GREYSTONE PLAT 4
Legal Lot Number	159
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2007
Census Tract	100

Owner

Source: Buchanan County records, as of June 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4302 LAKE CREST CT, SAINT JOSEPH, MO 64505-1809
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
May 19, 2017	Deed, Subdivision Related Transfer · Conventional Mortgage NODAWAY VALLEY BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 19, 2017 · Amount on Record
Deed Sale	May 19, 2017 · Amount on Record
Prior Sale	Oct 17, 2016 · Amount on Record
Deed Document Number	20174616
Record Updated	Sep 20, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Recording Date	Jun 18, 2026
Property Address	4302 LAKE CREST CT, SAINT JOSEPH, MO 64505-1809
Document Number	0000004903
Book / Page	3819 / 660
Instrument Date	Jun 13, 2026
Instrument	20264903
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 LAKE CREST CT, SAINT JOSEPH, MO 64505-1809

Mortgage

Document Number	0000004903,
Date	Jun 18, 2026
Book Page	3819/660
Instrument	20264903

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jul 1, 2046

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

May 2017: Deed, Subdivision Related Transfer

Document Type	Deed
Jurisdiction	BUCHANAN MO
Recording Date	May 19, 2017
Property Address	4302 LAKE CREST CT, SAINT JOSEPH, MO 64505-1809
Document Number	2017004616
Instrument Date	May 17, 2017
Instrument	2017004616
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 7, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 LAKE CREST CT, SAINT JOSEPH, MO 64505-1809
Investor	Possibly a Property Investor

Mortgage

Document Number	2017004617
Date	May 19, 2017
Instrument	2017004617

Lender

Name	NODAWAY VALLEY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2047

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,536.00	$50,170 (+5.84%) Land $10,450 Building $39,720	$264,070 (+5.84%) Land $55,000 Building $209,070
2024	$3,536.00 (+15.07%)
2023	$3,073.00 (-0.68%)	$47,400 (-) Land $10,450 Building $36,950	$249,490 (-) Land $55,000 Building $194,490
2022	$3,094.00	$47,400 Land $10,450 Building $36,950
2021			$249,490 Land $55,000 Building $194,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (2011)
Most Recent Claim	Jun 2011 · Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 92% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ANDREW COUNTY PWSD 1 serves 6,042 people · EPA ID MO1024004
Water Source	Purchased groundwater from MO AMERICAN ST JOSEPH
Last State Inspection	Mar 2024
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 66 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35

May also be available: Mercury Fiber.

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