4302 Java Ct, Louisville, KY 40218 Property Records

Louisville/Jefferson County Metro Government property record for 4302 Java Ct, Louisville, KY 40218

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,144 sqft · built 1966
Lot Size	0.154 acres (6,704 sqft)
Owner	Individual Name on File
Tax Bill	$2,475 (2025)
Deeds & Mortgages	Aug 2026 Line of Credit Feb 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14091C00950000`

Property Details

APN / Parcel Number

Primary APN	`14091C00950000`
Alternative APNs	`091C00950000` `00156061`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,144 sqft Finished Area
Basement Area	550 sqft
Finished Basement	495 sqft
Flooring	Covered
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1966
Exterior Material	Wood Siding
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,704 sqft (0.154 acres)
Patio Area	110 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	00156061
Street Address	4302 JAVA CT
City	LOUISVILLE
State	KY
Zip	40218-2604
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R5-RESIDEN
Legal Description	LOT 95 MIDLANE TERRACE SUBDIVISION SEC 2-A, PB.22, PG.24, 0.1539 AC +/-
Legal Subdivision	MIDLANE TERRACE
Legal Lot Number	95
Jurisdiction	JEFFERSON KY
Township / Civil Division	SOUTHEAST JEFFERSON
Census Block Group	6
Census Block	6004
Census Tract	11003

Owner

Source: Louisville/Jefferson County Metro Government records, as of August 13, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	4302 JAVA CT, LOUISVILLE, KY 40218-2604
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 4, 2026	Deed of Trust, Mortgage · Line of Credit MORTGAGE MORTGAGE
Feb 7, 2023	Intrafamily Transfer, Transfer · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Feb 23, 2018	Warranty Deed, Transfer · FHA Mortgage AMERICAN MTG SVC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 7, 2023
Deed Sale	Feb 7, 2023
Prior Sale	Feb 23, 2018 · Amount on File
Deed Document Number	202324477
Deed Book / Page	12549 / 534
Prior Transfer Date	Jan 24, 2023
Prior Transfer Doc	0000024477
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON KY
Recording Date	Aug 4, 2026
Property Address	4302 JAVA CT, LOUISVILLE, KY 40218-2604
Document Number	0000095851
Book / Page	19918 / 545
Instrument Date	Jul 30, 2026
Instrument	202695851
Transaction Type	Mortgage
Record Updated	Aug 13, 2026
Title Company	SIMPLE TITLE, SIMPLIFILE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 JAVA CT, LOUISVILLE, KY 40218-2604

Mortgage

Document Number	0000095851,
Date	Aug 4, 2026
Book Page	19918/545
Instrument	202695851

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Jul 30, 2041

Interest

Rate	5.79%
Max Rate	-1%

February 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	JEFFERSON KY
Recording Date	Feb 7, 2023
Property Address	4302 JAVA CT, LOUISVILLE, KY 40218-2604
Document Number	0000024477
Book / Page	D 12549 / 534
Map Reference	MB 22 PG 24
Instrument Date	Jan 24, 2023
Instrument	2023024477
Transaction Type	Transfer
Record Updated	Mar 2, 2023
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 JAVA CT, LOUISVILLE, KY 40218-2604

Mortgage

Document Number	0000024478
Date	Feb 7, 2023
Instrument	2023024478

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2053

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	JEFFERSON KY
Recording Date	Feb 23, 2018
Property Address	4302 JAVA CT, LOUISVILLE, KY 40218-2604
Document Number	0110910809
Book / Page	011091 / 000809
Instrument Date	Feb 23, 2018
Instrument	44809
Transaction Type	Transfer
Record Updated	Mar 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4302 JAVA CT LOUISVILLE KY 402182604, LOUISVILLE, KY 40218-2604

Mortgage

Document Number	154220275
Date	Feb 23, 2018
Book Page	015422/000275
Instrument	44810

Lender

Name	AMERICAN MTG SVC
Type	Mortgage Company
Address	CINCINNATI, OH 45246

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 22, 2048

Tax Assessment & Valuation

Source: Louisville/Jefferson County Metro Government assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County / Consolidated City	Louisville/Jefferson County Metro Government
Unified School District	Jefferson County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,475.00 (+9.95%)	$196,450 (+17.08%) Land $40,000 Building $156,450
2024			$196,450 (+17.08%) Land $40,000 Building $156,450
2023	$2,251.00 (-1.32%)	$167,790 (-) Land $33,000 Building $134,790	$167,790 (-) Land $33,000 Building $134,790
2022	$2,281.00	$167,790 Land $33,000 Building $134,790	$167,790 Land $33,000 Building $134,790

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 26, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 94% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LOUISVILLE WATER COMPANY private · serves 806,997 people · EPA ID KY0560258
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 350 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: BluegrassNet, T-Mobile.

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