4302 Hillcrest Dr, Saint Joseph, MO 64506 Property Records

Buchanan County property record for 4302 Hillcrest Dr, Saint Joseph, MO 64506

Property Summary

Property Type	Single Family Home
Details	1,476 sqft · built 1977
Lot Size	0.269 acres (11,750 sqft)
Owner	2 Individual Names on File
Last Sale	$194,900 (Aug 2020)
Tax Bill	$2,121 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2018 Reverse Mortgage
APN	`06-1.0-11-001-001-147.000`

Property Details

APN / Parcel Number

Primary APN	`06-1.0-11-001-001-147.000`

Interior

Building Area	1,476 sqft Base Area
1st Floor Area	1,476 sqft

Exterior

Year Built	Built 1977
Effective Year Built	Effective 1977
Lot Area	11,750 sqft (0.269 acres)
Lot Dimensions	115 ft deep x 102 ft wide

Location & Zoning

Street Address	4302 HILLCREST DR
City	SAINT JOSEPH
State	MO
Zip	64506-3116
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	CITY
Legal Description	SUB:STONECREST EXTENSION LOT:148 BLK:LGL DESC:EX RAYMOND HATHAWAY & WIFE EX D R HERRING PROP DESC AS BEG AT THE NW COR OF LOT 148 TH NE 102.50' ALG R/W TH SE79.36' TH SW 115.20' TO NE R/W OF SO STONECREST TH NW ALG SAID R/W 123.50' TO POB
Legal Subdivision	STONECREST EXTENSION
Legal Lot Number	148
Jurisdiction	BUCHANAN MO
Township / Civil Division	WASHINGTON
Census Block Group	2
Census Block	2016
Census Tract	701

Owner

4302 Hillcrest Dr is owned and occupied by two individuals who bought it in August 2020.

Source: Buchanan County records, as of May 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4302 HILLCREST DR, SAINT JOSEPH, MO 64506-3116
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2020	Warranty Deed, Transfer · FHA Mortgage FLAT BRANCH MORTGAGE INC
Jan 9, 2018	Intrafamily Transfer, Transfer · Reverse Mortgage ONE REVERSE MORTGAGE LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 26, 2020 · Amount on File
Deed Sale	Aug 26, 2020 · Amount on File
Prior Sale	Jan 9, 2018 · Amount on File
Deed Document Number	20207654
Deed Book / Page	3752 / 482
Prior Transfer Date	Dec 30, 2017
Prior Transfer Doc	2018000186
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BUCHANAN MO
Recording Date	Aug 26, 2020
Property Address	4302 HILLCREST DR, SAINT JOSEPH, MO 64506-3116
Document Number	003752/482
Book / Page	3752 / 482
Instrument Date	Aug 26, 2020
Instrument	2020007654
Transaction Type	Transfer
Record Updated	Dec 20, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 HILLCREST DR, SAINT JOSEPH, MO 64506-3116

Mortgage

Document Number	2020007655
Date	Aug 26, 2020
Instrument	2020007655

Lender

Name	FLAT BRANCH MORTGAGE INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Sep 1, 2050

January 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	BUCHANAN MO
Recording Date	Jan 9, 2018
Property Address	4302 HILLCREST DR, SAINT JOSEPH, MO 64506-3116
Document Number	2018000186
Map Reference	BK1336 PG447
Instrument Date	Dec 30, 2017
Instrument	2018000186
Transaction Type	Transfer
Record Updated	Dec 20, 2021

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 HILLCREST DR, SAINT JOSEPH, MO 64506-3116

Mortgage

Document Number	2018000187
Date	Jan 9, 2018
Instrument	2018000187

Lender

Name	ONE REVERSE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Reverse Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Rate	4.1%

Tax Assessment & Valuation

The 2025 property tax bill for 4302 Hillcrest Dr was $2,121.

Source: Buchanan County assessment roll, as of November 4, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,121.00	$29,520 Land $5,890 Building $23,630	$155,350 Land $31,000 Building $124,350
2024	$2,121.00 (+20.37%)
2023	$1,762.00 (-0.68%)	$26,730 (-) Land $5,890 Building $20,840	$140,700 Land $31,000 Building $109,700
2022	$1,774.00	$26,730 Land $5,890 Building $20,840
2021			$140,700 Land $31,000 Building $109,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 4302 Hillcrest Dr.

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4302 Hillcrest Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 90% of Missouri
Wildfire Likelihood	0.03% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MO AMERICAN ST JOSEPH private · serves 89,171 people · EPA ID MO1010714
Water Source	Groundwater
Last State Inspection	Nov 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
United Fiber Fiber	1,000 / 1,000
Optimum Cable	940 / 35
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Metronet.

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