4302 Fallston Rd, Shelby, NC 28150 Property Records

Cleveland County property record for 4302 Fallston Rd, Shelby, NC 28150

Property Summary

Property Type	Single Family Home
Details	1,593 sqft · built 1959
Lot Size	2.02 acres (87,991 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,161 (2026)
Deeds & Mortgages	Aug 2019 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`35999`

Property Details

APN / Parcel Number

Primary APN	`35999`
Alternative APN	`1290629`

Interior

Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,593 sqft Finished Area
Basement Area	451 sqft
Finished Basement	112 sqft
Unfinished Basement	339 sqft

Exterior

Year Built	Built 1959
Effective Year Built	Effective 2001
Exterior Material	Brick
Foundation Type	Footing
Lot Area	87,991 sqft (2.02 acres)
Garage Type	Carport
Garage Area	350 sqft
Carport	Carport
Carport Area	350 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	96 sqft
Deck Area	504 sqft
Storage Building	Storage Building

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Heat Pump

Location & Zoning

Account Number	1290629
Street Address	4302 FALLSTON RD
City	SHELBY
State	NC
Zip	28150-2825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AA4
Legal Description	2.02 AC HWY 18 N
Legal Subdivision	BEAMS MILL
Legal Block	1
Legal Lot Number	35
Jurisdiction	CLEVELAND NC
Township / Civil Division	CLEVELAND
Census Block Group	1
Census Block	1022
Census Tract	950200

Owner

4302 Fallston Rd is owned and occupied by two individuals.

Source: Cleveland County records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	4302 FALLSTON RD, SHELBY, NC 28150-2825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

August 2019: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	CLEVELAND NC
Recording Date	Aug 30, 2019
Property Address	4302 FALLSTON RD, SHELBY, NC 28150-2825
Document Number	0017972029
Book / Page	001797 / 002029
Instrument Date	Aug 30, 2019
Instrument	29930
Transaction Type	Construction Loan
Record Updated	Oct 7, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 473 FALLSTON NC 280420473, FALLSTON, NC 28042-0473

Mortgage

Document Number	17972029
Date	Aug 30, 2019
Book Page	001797/002029
Instrument	29930

Lender

Name	JAMES A MONCURE
Address	PO BOX 43, FALLSTON, NC 28042-0043

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Aug 29, 2020

Tax Assessment & Valuation

Source: Cleveland County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Cleveland County
Unified School District	Cleveland County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,161.00 (+6.91%)	$171,085 (-) Land $26,088 Building $144,997	$171,085 (-) Land $26,088 Building $144,997
2025	$1,086.00	$171,085 (+59.06%) Land $26,088 Building $144,997	$171,085 (+59.06%) Land $26,088 Building $144,997
2023		$107,560 Land $21,461 Building $86,099	$107,560 Land $21,461 Building $86,099

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4302 Fallston Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 5, 2020

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4302 Fallston Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CLEVELAND COUNTY WATER serves 59,395 people · EPA ID NC0123055
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20