4302 Elm St, Melissa, TX 75454 Property Records

Collin County property record for 4302 Elm St, Melissa, TX 75454

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 1,947 sqft · built 2018
Lot Size	0.132 acres (5,750 sqft)
Owner	2 Individual Names on File
Tax Bill	$5,459 (2024)
Deeds & Mortgages	Mar 2022 Line of Credit Feb 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R-11663-00F-0290-1`

Property Details

APN / Parcel Number

Primary APN	`R-11663-00F-0290-1`
Alternative APN	`2787078`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,947 sqft Living Area
Gross Area	2,393 sqft
1st Floor Area	1,947 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Exterior Material	Brick
Construction Type	Wood Frame
Lot Area	5,750 sqft (0.132 acres)
Garage Type	Attached
Garage Area	446 sqft
Porch	Porch
Porch Area	164 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	2787078
Street Address	4302 ELM ST
City	MELISSA
State	TX
Zip	75454-3113
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NORTH CREEK ESTATES PHASE 4A (CML), BLK F, LOT 29
Legal Subdivision	NORTH CREEK ESTATES PHASE 4A (CML)
Legal Phase	4A
Legal Block	F
Legal Lot Number	29
Jurisdiction	COLLIN TX
Township / Civil Division	ANNA
Census Block Group	3
Census Block	3029
Census Tract	30207

Owner

4302 Elm St is owned and occupied by two individuals who acquired it in February 2019.

Source: Collin County records, as of October 23, 2025

Owner of Record	2 Individual Names on File
Mailing Address	4302 ELM ST, MELISSA, TX 75454-3113
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 11, 2022	Deed of Trust, Mortgage · Line of Credit PNC BANK NA
Feb 26, 2020	Deed of Trust, Mortgage LOANDEPOT.COM LLC
Feb 21, 2019	Grant Deed, Subdivision Related Transfer · FHA Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 21, 2019
Deed Sale	Feb 21, 2019
Deed Document Number	20190221000181950
Record Updated	Jun 8, 2026

March 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4302 ELM ST, MELISSA, TX 75454-3113
Transaction Type	Mortgage
Record Updated	Mar 23, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 ELM ST, MELISSA, TX 75454-3113

Mortgage

Document Number	0000396000
Date	Mar 11, 2022
Instrument	20220311000396000

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	480 Months
Due	Mar 1, 2062

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COLLIN TX
Property Address	4302 ELM ST, MELISSA, TX 75454-3113
Document Number	0000339940
Instrument Date	Feb 26, 2020
Transaction Type	Mortgage
Record Updated	Apr 22, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 ELM ST MELISSA TX 754543113, MELISSA, TX 75454-3113

Mortgage

Document Number	0000339940
Date	Mar 9, 2020
Instrument	339940

Lender

Name	LOANDEPOT.COM LLC
Type	Funding / Finance Company
Address	FOOTHILL RANCH, CA 92610

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 8, 2050

February 2019: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	COLLIN TX
Recording Date	Feb 21, 2019
Property Address	4302 ELM ST, MELISSA, TX 75454-3113
Document Number	0000181950
Instrument Date	Feb 20, 2019
Instrument	181950
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 30, 2019
Title Company	PGP TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	4302 ELM ST MELISSA TX 754543113, MELISSA, TX 75454-3113

Mortgage

Document Number	181960
Date	Feb 21, 2019
Instrument	181960

Lender

Name	COMPASS BK
Type	Bank
Address	BIRMINGHAM, AL 35296

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 20, 2049

Tax Assessment & Valuation

Source: Collin County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	Melissa City
Unified School District	Melissa Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$424,982 Land $115,000 Building $309,982	$424,982 Land $115,000 Building $309,982
2024	$5,459.00
2023		$420,137 Land $105,000 Building $315,137	$420,137 Land $105,000 Building $315,137
2022	$5,684.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4302 Elm St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	8 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4302 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.8% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MELISSA serves 26,234 people · EPA ID TX0430040
Water Source	Purchased surface water from several systems
Last State Inspection	Feb 2023
Also Mapped Here	NORTH COLLIN SUD
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 708 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Optimum Fiber · Cable	940 / 940

May also be available: Grayson Collin Communications, Rise Broadband, Verizon.

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