4302 E Karen Dr, Phoenix, AZ 85032 Property Records

Maricopa County property record for 4302 E Karen Dr, Phoenix, AZ 85032

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,681 sqft · built 1985
Lot Size	0.386 acres (16,820 sqft)
Owner	Company Name on Record
Last Sale	$517,000 (Dec 2019)
Tax Bill	$2,864 (2025)
Deeds & Mortgages	Sep 2021 Mortgage Mar 2022 Second Mortgage + 7 more
Flood Zone	Zone X (moderate risk)
APN	`215-71-322`

Property Details

APN / Parcel Number

Primary APN	`215-71-322`
Alternative APN	`215713221`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	2,681 sqft Living Area
Gross Area	2,861 sqft
1st Floor Area	2,681 sqft

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Material	Concrete
Lot Area	16,820 sqft (0.386 acres)
Parking Spaces	2 Parking Spaces
Pool Area	518 sqft
Patio Area	180 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4302 E KAREN DR
City	PHOENIX
State	AZ
Zip	85032-4791
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	ROYAL ESTATES EAST UNIT 4 MCR 274-40
Legal Range	4E
Legal Township	3N
Legal Section	7
Legal Subdivision	ROYAL ESTATES EAST UNIT 4
Legal Lot Number	74
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1000
Census Tract	103211

Owner

Source: Maricopa County records, as of October 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Sep 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 28, 2022	Intrafamily Transfer, Transfer · Stand-Alone Second Mortgage CREDIT UNION WEST
Mar 28, 2022	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Jul 24, 2020	Quit Claim Deed, Transfer NOT AVAILABLE
Jul 8, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 30, 2019	Warranty Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC
Nov 27, 2018	Quit Claim Deed, Transfer Quitclaim
Sep 24, 2018	Warranty Deed, Transfer · VA Mortgage CALIBER HM LOANS
Jun 4, 2018	Warranty Deed, Construction Loan · Construction Mortgage DEUTSCHE BANK NATIONAL TRUST CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2019 · Amount on Record
Deed Sale	Dec 30, 2019 · Amount on Record
Prior Sale	Sep 24, 2018 · Amount on Record
Deed Document Number	20191057256
Prior Transfer Date	Jan 15, 1996
Prior Transfer Doc	0000104864
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Transaction Type	Mortgage
Record Updated	Mar 5, 2024
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791

Mortgage

Document Number	0000973874
Date	Sep 9, 2021
Instrument	20210973874

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2051

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2022
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0000274161
Map Reference	MB 274 PG 40
Instrument Date	Mar 24, 2022
Instrument	20220274161
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	PRIORITY TITLE AND ESCROW, PRIORITY TITLE & ESCROW

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791

Mortgage

Document Number	0000274162
Date	Mar 28, 2022
Instrument	20220274162

Lender

Name	CREDIT UNION WEST
Type	Credit Union

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 8, 2042

March 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Mar 28, 2022
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0000274163
Map Reference	MB 274 PG 40
Instrument Date	Mar 24, 2022
Instrument	20220274163
Transaction Type	Transfer
Record Updated	Mar 5, 2024
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791

July 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jul 24, 2020
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0000665280
Instrument Date	Jul 24, 2020
Instrument	665280
Transaction Type	Transfer
Record Updated	Aug 3, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	4302 E KAREN DR PHOENIX AZ 850324791, PHOENIX, AZ 85032-4791
Investor	Possibly a Property Investor

July 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Jul 8, 2020
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0000605274
Map Reference	MB 274 PG 40
Instrument Date	Jun 29, 2020
Instrument	20200605274
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Investor	Possibly a Property Investor

Mortgage

Document Number	0000605275
Date	Jul 8, 2020
Instrument	20200605275

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2050

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Dec 30, 2019
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0001057256
Map Reference	MB 274 PG 40
Instrument Date	Dec 19, 2019
Instrument	20191057256
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	EMPIRE WEST TITLE AGENCY LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4302 E KAREN DR, 4302, PHOENIX, AZ 85032-4791

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Investor	Possibly a Property Investor

Mortgage

Document Number	0001057257
Date	Dec 30, 2019
Instrument	20191057257

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2050

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MARICOPA AZ
Recording Date	Nov 27, 2018
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0000872142
Instrument Date	Nov 13, 2018
Instrument	872142
Transaction Type	Transfer
Record Updated	Dec 3, 2018

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4302 E KAREN DR PHOENIX AZ 850324791, PHOENIX, AZ 85032-4791

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Sep 24, 2018
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0000716595
Instrument Date	Sep 14, 2018
Instrument	716595
Transaction Type	Transfer
Record Updated	Oct 2, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$412.50
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4302 E KAREN DR PHOENIX AZ 850324791, PHOENIX, AZ 85032-4791

Mortgage

Document Number	716596
Date	Sep 24, 2018
Instrument	716596

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 23, 2048

June 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jun 4, 2018
Property Address	4302 E KAREN DR, PHOENIX, AZ 85032-4791
Document Number	0000426320
Map Reference	MB 295 PG 7
Instrument Date	Jun 1, 2018
Instrument	20180426320
Transaction Type	Construction Loan
Record Updated	Apr 28, 2022
Title Company	OS NATIONAL LLC

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4302 E KAREN DR, 4302, PHOENIX, AZ 85032-4791

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	405 HOWARD ST STE 550, 550, SAN FRANCISCO, CA 94105-2999
Investor	Possibly a Property Investor

Mortgage

Document Number	0000426321
Date	Jun 4, 2018
Instrument	20180426321

Lender

Name	DEUTSCHE BANK NATIONAL TRUST CO
Type	REO / Foreclosure Company

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Paradise Valley Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$75,180 (+118.22%)	$751,800 (+9.31%) Land $150,300 Building $601,500
2025	$2,864.00 (+0.85%)	$34,451 (-53.42%)	$687,800 (-7%) Land $137,500 Building $550,300
2024		$73,960	$739,600 Land $147,900 Building $591,700
2023	$2,840.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 550 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: CenturyLink, Tristate Wi-Fi by Wi-Fiber.

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