4302 Cadence Way, Oceanside, CA 92057 Property Records

San Diego County property record for 4302 Cadence Way, Oceanside, CA 92057

Property Summary

Property Type	Residential Vacant Land
Details	4 bd · 2.5 ba · 2,040 sqft · built 2025
Owner	2 Individual Names on Record
Last Sale	$785,000 (Aug 2025)
Tax Bill	$4,969 (2025)
Deeds & Mortgages	Sep 2024 Mortgage Aug 2025 Sale & Mortgage + 8 more
Flood Zone	Zone X (moderate risk)
APN	`158-820-01-00`

Property Details

APN / Parcel Number

Primary APN	`158-820-01-00`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Building Area	2,040 sqft

Exterior

Year Built	Built 2025
Effective Year Built	Effective 2025
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	4302 CADENCE WAY
City	OCEANSIDE
State	CA
Zip	92057-6502
Property Category	Residential
Property Type	Vacant Land > Residential
Local Zoning Code	RS
Legal Description	LOT 1 TR 016509
Legal Subdivision	RIO ROCKWELL
Legal Tract	016509
Legal Lot Number	1
Jurisdiction	SAN DIEGO CA
Township / Civil Division	OCEANSIDE-ESCONDIDO
Census Block Group	2
Census Block	2000
Census Tract	18521

Owner

Source: San Diego County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	274 LIBERTY WAY, OCEANSIDE, CA 92057-6544
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Sep 5, 2024	Deed of Trust, Mortgage · FHA Mortgage HOMEOWNERS FINANCIAL GROUP USA LLC
Aug 22, 2025	Grant Deed, Transfer · Commercial Mortgage SAN DIEGO HABITAT FOR HUMANITY INC
Mar 25, 2024	Grant Deed, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Mar 28, 2024	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Mar 29, 2024	Grant Deed, Transfer · Conventional Mortgage FUNDLOANS CAPITAL
Mar 29, 2024	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Mar 8, 2024	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE
Mar 1, 2024	Grant Deed, Transfer · Conventional Mortgage MORIA DEVELOPMENT INC
Mar 8, 2024	Grant Deed, Transfer · Conventional Mortgage KBHS HOME LOANS LLC
Apr 25, 2024	Grant Deed, Transfer · FHA Mortgage KBHS HOME LOANS LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 22, 2025 · Amount on Record
Deed Sale	Aug 22, 2025 · Amount on Record
Prior Sale	Feb 28, 2025 · Amount on Record
Deed Document Number	2025232242
Prior Transfer Date	Mar 22, 2025
Prior Transfer Doc	0000074302
Record Updated	Oct 29, 2026

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Transaction Type	Mortgage
Record Updated	Sep 30, 2025
Title Company	FIRST AMERICAN TITLE, FISRST AMERICAN TITLE HSD

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	910 N PACIFIC ST 3, 3, OCEANSIDE, CA 92054-1941

Mortgage

Document Number	0000239350
Date	Sep 5, 2024
Instrument	2024-0239350

Lender

Name	HOMEOWNERS FINANCIAL GROUP USA LLC
Type	Mortgage Company
Address	SCOTTSDALE, AZ 85251

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2054

August 2025: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Aug 22, 2025
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000232242
Map Reference	DOC 2023-0148300
Instrument Date	Aug 18, 2025
Instrument	2025-0232242
Transaction Type	Transfer
Record Updated	Sep 30, 2025
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	274 LIBERTY WAY, OCEANSIDE, CA 92057-6544

Mortgage

Document Number	0000232244
Date	Aug 22, 2025
Instrument	2025-0232244

Lender

Name	SAN DIEGO HABITAT FOR HUMANITY INC
Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0000232245
Date	Aug 22, 2025
Instrument	2025-0232245

Lender

Name	SAN DIEGO HABITAT FOR HUMANITY INC
Type	Non-Lending Institution
Address	SAN DIEGO, CA 92111

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 25, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000073026
Map Reference	MAP 16508
Instrument Date	Mar 19, 2024
Instrument	2024-0073026
Transaction Type	Transfer
Record Updated	Apr 3, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	266 LIBERTY WAY, OCEANSIDE, CA 92057-6544

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 28, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000077950
Map Reference	MAP 16508
Instrument Date	Mar 19, 2024
Instrument	2024-0077950
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	626 LIBERTY WAY, OCEANSIDE, CA 92057

Mortgage

Document Number	0000077951
Date	Mar 28, 2024
Instrument	2024-0077951

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000079482
Map Reference	DOC 2023-0148300
Instrument Date	Mar 19, 2024
Instrument	2024-0079482
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	738 AVENIDA ABEJA, SAN MARCOS, CA 92069-7343

Mortgage

Document Number	0000079483
Date	Mar 29, 2024
Instrument	2024-0079483

Lender

Name	FUNDLOANS CAPITAL
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 29, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000079244
Map Reference	MAP 16508
Instrument Date	Mar 19, 2024
Instrument	2024-0079244
Transaction Type	Transfer
Record Updated	Apr 11, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	278 LIBERTY WAY, OCEANSIDE, CA 92057-6544

Mortgage

Document Number	0000079245
Date	Mar 29, 2024
Instrument	2024-0079245

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

March 2024: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 8, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000059617
Map Reference	MAP 16508
Instrument Date	Mar 8, 2024
Instrument	2024-0059617
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 MISSION TREE WAY, OCEANSIDE, CA 92057-6472

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 1, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000053313
Map Reference	MAP 16508
Instrument Date	Feb 15, 2024
Instrument	2024-0053313
Transaction Type	Transfer
Record Updated	Sep 23, 2025
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	230 LIBERTY WAY, OCEANSIDE, CA 92057-6544

Mortgage

Document Number	0000053314
Date	Mar 1, 2024
Instrument	2024-0053314

Lender

Name	MORIA DEVELOPMENT INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

Mortgage

Document Number	0000053315
Date	Mar 1, 2024
Instrument	2024-0053315

Lender

Name	MORIA DEVELOPEMENT INC
Type	Non-Lending Institution
Address	TEMPE, AZ 85284

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

March 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 8, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000059618
Map Reference	MAP 16508
Instrument Date	Feb 15, 2024
Instrument	2024-0059618
Transaction Type	Transfer
Record Updated	Mar 19, 2024
Title Company	FIRST AMERICAN TITLE COMPANY HOMEBU, FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4115 MISSION TREE WAY, OCEANSIDE, CA 92057-6472

Mortgage

Document Number	0000059619
Date	Mar 8, 2024
Instrument	2024-0059619

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2054

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Apr 25, 2024
Property Address	4302 CADENCE WAY, OCEANSIDE, CA 92057-6502
Document Number	0000104236
Map Reference	MAP 16508
Instrument Date	Feb 15, 2024
Instrument	2024-0104236
Transaction Type	Transfer
Record Updated	Sep 23, 2025
Title Company	FIRST AMER TTL CO HOMEBUILDE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	250 LIBERTY WAY, OCEANSIDE, CA 92057-6544

Mortgage

Document Number	0000104237
Date	Apr 25, 2024
Instrument	2024-0104237

Lender

Name	KBHS HOME LOANS LLC
Type	Mortgage Company
Address	IRVING, TX 75039

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	Oceanside City
Unified School District	Oceanside Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,055,241 (+139.2%) Land $550,800 Building $504,441
2025	$4,969.00 (+631.81%)	$441,156 (+650.5%) Land $61,156 Building $380,000
2023	$679.00	$58,782 Land $58,782

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A99, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 16 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	16 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF OCEANSIDE serves 174,340 people · EPA ID CA3710014
Water Source	Purchased surface water from several systems
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 477 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: San Diego Broadband, T-Mobile.

Nearby Properties on Cadence Way

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures