4302 Black Rock Rd, Hampstead, MD 21074 Property Records

Carroll County property record for 4302 Black Rock Rd, Hampstead, MD 21074

Property Summary

Property Type	Single Family Home
Details	3.5 ba · 1,832 sqft · built 2020
Lot Size	0.344 acres (15,000 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,853 (2026)
Deeds & Mortgages	Apr 2026 Mortgage Oct 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`08-006938`

Property Details

APN / Parcel Number

Primary APN	`08-006938`
Alternative APNs	`8006938` `006938`

Interior

Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,832 sqft Total Area
Basement Area	600 sqft
Finished Basement	600 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	15,000 sqft (0.344 acres)
Garage Type	Attached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Slab
Porch Area	204 sqft
Deck Area	240 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	006938
Street Address	4302 BLACK ROCK RD
City	HAMPSTEAD
State	MD
Zip	21074-2621
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-100
Legal Description	LTS 7 & 8 - 0.344 AC 4302 BLACK ROCK RD 3-99 LEISTER P12
Legal Lot Number	7,8
Jurisdiction	CARROLL MD
Township / Civil Division	8, HAMPSTEAD
Census Block Group	2
Census Block	2003
Census Tract	508103

Owner

4302 Black Rock Rd is owned and occupied by two individuals who acquired it in April 2026.

Source: Carroll County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 21, 2026	Quit Claim Deed, Transfer · VA Mortgage NEWREZ LLC
Oct 24, 2023	Deed, Transfer · VA Mortgage FIRST HERITAGE MORTGAGE LLC
Jan 22, 2021	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Jan 22, 2021	Deed, Transfer · FHA Mortgage QUICKEN LOANS LLC
Nov 8, 2019	Grant Deed, Transfer FNC TITLE SERVICES, FNC TITLE SVCS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 21, 2026
Deed Sale	Apr 21, 2026
Prior Sale	Oct 24, 2023 · Amount on File
Deed Book / Page	11741 / 228
Prior Transfer Date	Jan 26, 2013
Prior Transfer Doc	0075820183
Record Updated	Oct 29, 2026

April 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CARROLL MD
Recording Date	Apr 21, 2026
Property Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621
Document Number	1174000228
Book / Page	11741 / 228
Instrument Date	Jan 2, 2026
Transaction Type	Transfer
Record Updated	Jul 12, 2026
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621

Mortgage

Document Number	1174000234,
Date	Apr 21, 2026
Book Page	11741/234

Lender

Name	NEWREZ LLC

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 1, 2056

Interest

Rate	6%
Max Rate	-1%

October 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Oct 24, 2023
Property Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621
Document Number	0111360046
Book / Page	11136 / 46
Instrument Date	Oct 10, 2023
Transaction Type	Transfer
Record Updated	Nov 9, 2023
Title Company	FEDERAL TITLE, FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,530.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621

Mortgage

Document Number	0111360053
Date	Oct 24, 2023
Instrument	11136-0053

Lender

Name	FIRST HERITAGE MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2053

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 22, 2021
Property Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621
Document Number	0100670478
Book / Page	10067 / 478
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	May 2, 2022
Title Company	FEDERAL TITLE, FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621

Mortgage

Document Number	0010067483
Date	Jan 22, 2021
Instrument	10067/483

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2050

January 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	CARROLL MD
Recording Date	Jan 22, 2021
Property Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621
Document Number	0100670078
Book / Page	10067 / 478
Instrument Date	Aug 7, 2020
Transaction Type	Transfer
Record Updated	Mar 11, 2021
Title Company	FEDERAL TITLE & ESCROW CO

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621

Mortgage

Document Number	100670483
Date	Jan 22, 2021
Instrument	10067-0483

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	356 Months
Due	Sep 1, 2050

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CARROLL MD
Recording Date	Nov 8, 2019
Property Address	4302 BLACK ROCK RD, HAMPSTEAD, MD 21074-2621
Document Number	0094730186
Book / Page	009473 / 000186
Instrument Date	Nov 4, 2019
Transaction Type	Transfer
Record Updated	Nov 28, 2019
Title Company	FNC TITLE SERVICES, FNC TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$30.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	8704 WINANDS RD RANDALLSTOWN MD 211334036, RANDALLSTOWN, MD 21133-4036

Tax Assessment & Valuation

The 2026 property tax bill for 4302 Black Rock Rd was $4,853 with a homeowner's exemption, up 5.2% from the year before.

Source: Carroll County assessment roll, as of September 8, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Carroll County
Unified School District	Carroll County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,853.00 (+5.2%) Homeowner's exemption	$435,933 (+8.2%)	$502,000 (+24.6%) Land $120,500 Building $381,500
2025	$4,613.00 Homeowner's exemption	$402,900 Land $110,200 Building $292,700	$402,900 Land $110,200 Building $292,700
2023	$3,659.00	$323,833	$402,900 Land $110,200 Building $292,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4302 Black Rock Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 11, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4302 Black Rock Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 41% of Maryland
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 142 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Antietam Cable, AT&T, Quantum Internet & Telephone.

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