Stearns County property record for 4302 32nd St S, Saint Cloud, MN 56301
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2 ba · 1,474 sqft · built 2012 |
| Lot Size | 0.234 acres (10,193 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $139,000 (Sep 2014) |
| Tax Bill | $2,382 (2026) |
| Flood Zone | Zone X (minimal risk) |
| APN | 82-51188-0088 |
| Primary APN | 82-51188-0088 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2012 |
|---|---|
| Effective Year Built | Effective 2012 |
| Architectural Style | Townhouse |
| Exterior Material | Brick |
| Lot Area | 10,193 sqft (0.234 acres) |
| Lot Width | 78 ft Width |
| Garage Area | 484 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | None |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Street Address | 4302 32ND ST S |
|---|---|
| City | SAINT CLOUD |
| State | MN |
| Zip | 56301-6254 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | PUD78 |
| Legal Description | LOT 008 BLK 007 STONE GATE SECTION 28 TOWNSHIP 124 RANGE 028 SECTION 28 TOWNSHIP 124 RANGE 028 |
| Legal Range | 28W |
| Legal Township | 124 |
| Legal Section | 28 |
| Legal Subdivision | STONE GATE |
| Legal Block | 7 |
| Legal Lot Number | 8 |
| Jurisdiction | STEARNS MN |
| Township / Civil Division | ST. CLOUD |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 401 |
Source: Stearns County records, as of July 30, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4302 32ND ST S, SAINT CLOUD, MN 56301-6254 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 30, 2014 · Amount on Record |
| Deed Sale | Sep 30, 2014 · Amount on Record |
| Deed Document Number | 2014266336 |
| Record Updated | Sep 20, 2026 |
Source: Stearns County assessment roll, as of July 30, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Stearns County |
| Municipality | St. Cloud City |
| Unified School District | St. Cloud Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,382.00 (+17.34%) | $177,700 (-) Land $50,000 Building $127,700 | $177,700 (-) Land $50,000 Building $127,700 |
| 2025 | $177,700 (-) Land $50,000 Building $127,700 | $177,700 (-) Land $50,000 Building $127,700 | |
| 2023 | $2,030.00 | $177,700 Land $20,000 Building $157,700 | $177,700 Land $20,000 Building $157,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 29, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 66% of the US · above 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Saint Cloud serves 71,321 people · EPA ID MN1730027 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 3 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 60 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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