McCook County property record for 43015 245th St, Spencer, SD 57374
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,344 sqft · built 1964 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $368 (2022) |
| Flood Zone | Zone X (minimal risk) |
| APN | 04.07.2001 |
| Primary APN | 04.07.2001 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,344 sqft Living Area |
| Gross Area | 2,688 sqft |
| Basement Area | 1,344 sqft |
| Year Built | Built 1964 |
|---|---|
| Exterior Material | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Attached |
| Garage Area | 352 sqft |
| Parking Spaces | 1 Parking Space |
| Storage Building | 544 sqft |
| Utility Building | 1,080 sqft |
| Cooling System | None |
|---|
| Street Address | 43015 245TH ST |
|---|---|
| City | SPENCER |
| State | SD |
| Zip | 57374-5000 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | S574' OF N1062.6' OF E379.5' OF THE W930.6 OF NW4 7-104-56 |
| Jurisdiction | MCCOOK SD |
| Township / Civil Division | PEARL |
| Census Block Group | 2 |
| Census Block | 2031 |
| Census Tract | 964600 |
Source: McCook County records, as of November 6, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 24432 484TH AVE, JASPER, MN 56144-1032 |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 29, 2021 |
| Deed Sale | Apr 29, 2021 |
| Deed Document Number | 0000190396 |
| Record Updated | Jun 7, 2026 |
Source: McCook County assessment roll, as of November 1, 2023
| Type | Name |
|---|---|
| State | South Dakota |
| County | McCook County |
| County Subdivision | Pearl Township |
| Unified School District | Howard School District 48-3 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $28,100 Land $21,300 Building $6,800 | $28,100 Land $21,300 Building $6,800 | |
| 2022 | $368.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (1997) |
| Most Recent Claim | Mar 1997 · Severe Flooding, Sever Winter Storms,heavy Rains High Winds |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 93% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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