4301 Terrace Dr, Everett, WA 98203 Property Records

Snohomish County property record for 4301 Terrace Dr, Everett, WA 98203

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 988 sqft · built 1961
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on Record
Last Sale	$347,000 (Jun 2018)
Tax Bill	$3,858 (2026)
Deeds & Mortgages	Aug 2021 Mortgage Sep 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`4975-018-001-01`

Property Details

APN / Parcel Number

Primary APN	`4975-018-001-01`
Alternative APNs	`004975-018-001-01` `49750180010103` `1114248`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	2 Rooms
Units	3 Units
Stories	1 Story
Building Area	988 sqft Living Area
1st Floor Area	988 sqft
Bonus Room	Bonus Room
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1961
Effective Year Built	Effective 1961
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Raised
Roof Type	Gable
Roof Material	Metal
Lot Area	6,534 sqft (0.15 acres)
Garage Type	Detached
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces
Lean-To	Lean-To

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	1114248
Street Address	4301 TERRACE DR
City	EVERETT
State	WA
Zip	98203-2205
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1
Legal Description	LIBERTY ADD TO EVERETT BLK 018 D-01 - N 55 FT LOT 1 BLK 18
Legal Section	31
Legal Subdivision	LIBERTY ADD TO EVERETT
Legal Block	018 D
Legal Lot Number	1
Jurisdiction	SNOHOMISH WA
Township / Civil Division	EVERETT
Census Block Group	3
Census Block	3009
Census Tract	41000

Owner

Source: Snohomish County records, as of September 18, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4301 TERRACE DR, EVERETT, WA 98203-2205
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Deed of Trust, Mortgage · Conventional Mortgage CALIBER HOME LOANS INC
Sep 24, 2019	Deed of Trust, Mortgage · FHA Mortgage FLAGSTAR BANK FSB
Jun 15, 2018	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE
Jul 11, 2017	Warranty Deed, Transfer · Construction Mortgage VERISTONE FUND I LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 15, 2018 · Amount on Record
Deed Sale	Jun 15, 2018 · Amount on Record
Prior Sale	Jul 11, 2017 · Amount on Record
Deed Document Number	2018239
Record Updated	Oct 29, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	4301 TERRACE DR, EVERETT, WA 98203-2205
Transaction Type	Mortgage
Record Updated	Oct 31, 2023
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MORTGAGE SLN

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000324
Date	Aug 18, 2021
Instrument	202108180324

Lender

Name	CALIBER HOME LOANS INC
Type	Mortgage Company
Address	COPPELL, TX 75019

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SNOHOMISH WA
Property Address	4301 TERRACE DR, EVERETT, WA 98203-2205
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000762
Date	Sep 24, 2019
Instrument	201909240762

Lender

Name	FLAGSTAR BANK FSB
Type	Bank
Address	TROY, MI 48098

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

June 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jun 15, 2018
Property Address	4301 TERRACE DR, EVERETT, WA 98203-2205
Document Number	0000000239
Instrument Date	May 30, 2018
Instrument	201806150239
Transaction Type	Transfer
Record Updated	Jun 29, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,181.60
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 TERRACE DR EVERETT WA 982032205, EVERETT, WA 98203-2205

Mortgage

Document Number	240
Date	Jun 15, 2018
Instrument	201806150240

Lender

Name	GUARANTEED RATE
Address	CHICAGO, IL 60613

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 14, 2048

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SNOHOMISH WA
Recording Date	Jul 11, 2017
Property Address	4301 TERRACE DR, EVERETT, WA 98203-2205
Document Number	0000000589
Instrument Date	Jul 10, 2017
Instrument	201707110589
Transaction Type	Transfer
Record Updated	Aug 23, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$5,879.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 TERRACE DR EVERETT WA 982032205, EVERETT, WA 98203-2205

Mortgage

Document Number	590
Date	Jul 11, 2017
Instrument	201707110590

Lender

Name	VERISTONE FUND I LLC
Type	Funding / Finance Company
Address	KIRKLAND, WA 98033

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 10, 2018

Tax Assessment & Valuation

Source: Snohomish County assessment roll, as of September 18, 2026

Property Jurisdictions

Type	Name
State	Washington
County	Snohomish County
Municipality	Everett City
Unified School District	Everett School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,858.00 (+6.96%)	$449,300 (+2.28%) Land $322,600 Building $126,700	$449,300 (+2.28%) Land $322,600 Building $126,700
2023	$3,607.00 (+15.28%)	$439,300 (+28.53%) Land $296,100 Building $143,200	$439,300 (+28.53%) Land $296,100 Building $143,200
2022	$3,129.00	$341,800 Land $217,800 Building $124,000	$341,800 Land $217,800 Building $124,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 17, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1990–1996)
Most Recent Claim	Mar 1996 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF EVERETT PUBLIC WORKS DEPT. serves 215,774 people · EPA ID WA5324050
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	4 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Ziply Fiber Fiber	6,000 / 6,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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