4301 Overridge Dr, Chester, VA 23831 Property Records

Chesterfield County property record for 4301 Overridge Dr, Chester, VA 23831

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 2,957 sqft · built 2005
Lot Size	0.299 acres (13,024 sqft)
Owner	Individual Name on Record
Last Sale	$395,000 (May 2022)
Tax Bill	$3,787 (2026)
Deeds & Mortgages	May 2022 Sale Apr 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`790-63-95-99-200-000`

Property Details

APN / Parcel Number

Primary APN	`790-63-95-99-200-000`
Alternative APNs	`404159001` `444262000`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,957 sqft Finished Area
1st Floor Area	623 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2005
Effective Year Built	Effective 2005
Architectural Style	Traditional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Masonry
Roof Material	Composition Shingle
Lot Area	13,024 sqft (0.299 acres)
Garage Area	488 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	35 sqft
Deck Area	424 sqft
Patio Area	424 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Gas
Sewer	Septic

Location & Zoning

Account Number	444262000
Street Address	4301 OVERRIDGE DR
City	CHESTER
State	VA
Zip	23831-6805
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R12 - SING
Legal Description	GREENBRIAR WOODS SEC 1 046
Legal Subdivision	GREENBRIAR WOODS
Legal Lot Number	46
Jurisdiction	CHESTERFIELD VA
Township / Civil Division	BERMUDA
Census Block Group	3
Census Block	3012
Census Tract	100507

Owner

Source: Chesterfield County records, as of June 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4301 OVERRIDGE DR, CHESTER, VA 23831-6805
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 23, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 16, 2020	Deed of Trust, Mortgage · VA Mortgage USAA FED'L SVGS BK
Apr 22, 2019	Warranty Deed, Transfer · VA Mortgage USAA FED'L SVGS BK
Jan 5, 2017	Quit Claim Deed, Mortgage · Conventional with PMI CARDINAL FIN'L

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 23, 2022 · Amount on Record
Deed Sale	May 23, 2022 · Amount on Record
Prior Sale	Apr 22, 2019 · Amount on Record
Deed Document Number	202223817
Deed Book / Page	13969 / 840
Prior Transfer Date	Dec 30, 2016
Prior Transfer Doc	11496-310
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	May 23, 2022
Property Address	4301 OVERRIDGE DR, CHESTER, VA 23831-6805
Document Number	013969-840
Book / Page	13969 / 840
Instrument Date	May 10, 2022
Instrument	2022023817
Transaction Type	Transfer
Record Updated	Jun 8, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 OVERRIDGE DR, CHESTER, VA 23831-6805

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CHESTERFIELD VA
Property Address	4301 OVERRIDGE DR, CHESTER, VA 23831-6805
Document Number	12721533
Instrument Date	Apr 16, 2020
Transaction Type	Mortgage
Record Updated	May 12, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 OVERRIDGE DR CHESTER VA 238316805, CHESTER, VA 23831-6805

Mortgage

Document Number	12721533
Date	Apr 27, 2020
Book Page	012721/000533
Instrument	18618

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 26, 2050

Interest

Rate Type	Fixed Rate
Rate	3.38%

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Apr 22, 2019
Property Address	4301 OVERRIDGE DR, CHESTER, VA 23831-6805
Document Number	1228240
Book / Page	012282 / 000040
Instrument Date	Apr 15, 2019
Instrument	13812
Transaction Type	Transfer
Record Updated	May 8, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$286.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 OVERRIDGE DR CHESTER VA 238316805, CHESTER, VA 23831-6805

Mortgage

Document Number	1228244
Date	Apr 22, 2019
Book Page	012282/000044
Instrument	13813

Lender

Name	USAA FED'L SVGS BK

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2049

Interest

Rate Type	Fixed Rate

January 2017: Quit Claim Deed, Mortgage

Document Type	Quit Claim Deed
Jurisdiction	CHESTERFIELD VA
Recording Date	Jan 5, 2017
Property Address	4301 OVERRIDGE DR, CHESTER, VA 23831-6805
Document Number	11496311
Book / Page	011496 / 000311
Instrument Date	Dec 30, 2016
Instrument	645
Transaction Type	Mortgage
Record Updated	Feb 21, 2017
Title Company	ADVANTAGE TITLE COMPANY, ADVANTAGE TITLE CO

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4301 OVERRIDGE DR CHESTER VA 238316805, CHESTER, VA 23831-6805

Mortgage

Document Number	11496315
Date	Jan 5, 2017
Book Page	011496/000315
Instrument	646

Lender

Name	CARDINAL FIN'L
Type	Funding / Finance Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jan 4, 2047

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

Source: Chesterfield County assessment roll, as of June 22, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Chesterfield County
Unified School District	Chesterfield County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,787.00 (+6.59%)	$422,800 (+6.63%) Land $75,000 Building $347,800	$422,800 (+6.63%) Land $75,000 Building $347,800
2025	$3,553.00 (+9.93%)	$396,500 (+12.48%) Land $75,000 Building $321,500	$396,500 (+12.48%) Land $75,000 Building $321,500
2023	$3,232.00	$352,500 Land $68,000 Building $284,500	$352,500 Land $68,000 Building $284,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force
Nearby Flood Claims	1 (2024)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jan 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 71% of Virginia
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHESTERFIELD CO CENTRAL WATER SYSTEM serves 389,897 people · EPA ID VA4041845
Water Source	Surface water
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 192 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

4301 Overridge Dr, Chester, VA 23831 Property Records

Property Summary

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities, Heating & Cooling

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

April 2020: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

April 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

January 2017: Quit Claim Deed, Mortgage

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood

Wildfire

Drinking Water

Violations Reported to EPA

Internet Providers

Nearby Properties on Overridge Dr

Nearby Streets

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