4301 E Independence Blvd, Charlotte, NC 28205 Property Records

Mecklenburg County property record for 4301 E Independence Blvd, Charlotte, NC 28205

Property Summary

Property Type	Auto Repair, Garage
Details	1,392 sqft · built 1965
Lot Size	0.768 acres (33,472 sqft)
Owner	Company Name on File
Last Sale	$400,000 (Apr 2017)
Tax Bill	$8,326 (2023)
Deeds & Mortgages	Apr 2020 Mortgage Dec 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`133-011-01`

Property Details

APN / Parcel Number

Primary APN	`133-011-01`

Interior

Total Rooms	1 Room
Stories	1 Story
Building Area	1,392 sqft Heated Area
Gross Area	4,018 sqft
1st Floor Area	609 sqft
Flooring	Concrete/Cement
Fireplace	Fireplace

Exterior

Year Built	Built 1965
Architectural Style	Other
Exterior Material	Brick Veneer
Foundation Type	Slab (Mat/Raft)
Lot Area	33,472 sqft (0.768 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	133-011-01
Street Address	4301 E INDEPENDENCE BLVD
City	CHARLOTTE
State	NC
Zip	28205-7401
Property Category	Commercial
Property Type	Commercial > Retail > Auto Repair, Garage
Local Zoning Code	B-2
Legal Description	DIST:1 CITY/MUNI/TWP:CHARLOTTE MAP REF:BK 133 PG 1
Legal Subdivision	400 NORTH CHURCH CONDO
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	1
Census Block	1005
Census Tract	1918

Owner

4301 E Independence Blvd, a commercial property, is owned by a company that acquired it in December 2020.

Source: Mecklenburg County records, as of May 24, 2023

Owner of Record	Company Name on File
Mailing Address	PO BOX 5647, CHARLOTTE, NC 28299-5647
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2020	Deed of Trust, Mortgage · Commercial Mortgage COGENT BANK
Dec 31, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Apr 26, 2019	Loan Modification, Mortgage TERRANCE SIMON
Apr 4, 2017	Warranty Deed, Transfer · Construction Mortgage TERRY SIMON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 4, 2017 · Amount on File
Deed Sale	Apr 4, 2017 · Amount on File
Prior Sale	Apr 4, 2017 · Amount on File
Deed Document Number	0000043194
Deed Book / Page	031691 / 000898
Last Transfer Date	Dec 31, 2020
Transfer Doc	0000223676
Record Updated	Jun 7, 2026

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	4301 E INDEPENDENCE BLVD, CHARLOTTE, NC 28205-7401
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000048115
Date	Apr 6, 2020
Book Page	34443/771
Instrument	2020048115

Lender

Name	COGENT BANK
Type	Bank
Address	GREENSBORO, NC 27408

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate

December 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 31, 2020
Property Address	4301 E INDEPENDENCE BLVD, CHARLOTTE, NC 28205-7401
Document Number	0000223676
Book / Page	035505 / 000940
Instrument Date	Dec 31, 2020
Instrument	223676
Transaction Type	Transfer
Record Updated	Feb 12, 2021
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	PO BOX 5647 CHARLOTTE NC 282995647, CHARLOTTE, NC 28299-5647

April 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MECKLENBURG NC
Property Address	4301 E INDEPENDENCE BLVD, CHARLOTTE, NC 28205-7401
Document Number	0000073793
Instrument Date	Apr 26, 2019
Transaction Type	Mortgage
Record Updated	Jul 24, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000073793
Date	Jun 14, 2019
Book Page	033589/000928
Instrument	73793

Lender

Name	TERRANCE SIMON
Address	18 PR 536, MILWAUKEE, WI

Agreement

Amount	Amount on Record
Term	12 Months
Due	Jun 13, 2020

Interest

Rate	5%

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Apr 4, 2017
Property Address	4301 E INDEPENDENCE BLVD, CHARLOTTE, NC 28205-7401
Document Number	0000043194
Book / Page	031691 / 000898
Instrument Date	Mar 31, 2017
Instrument	43194
Transaction Type	Transfer
Record Updated	Apr 7, 2017
Title Company	CHICAGO TITLE COMPANY, CHICAGO TITLE INSURANCE COMPAN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$800.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 E INDEPENDENCE BLVD CHARLOTTE NC 282057401, CHARLOTTE, NC 28205-7401

Mortgage

Document Number	43195
Date	Apr 4, 2017
Book Page	031691/000901
Instrument	43195

Lender

Name	TERRY SIMON
Address	216 N 110TH ST, WAUWATOSA, WI 53226-4105
Special Notes	Seller Financed

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	12 Months
Due	Apr 3, 2018

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

FEMA maps place 4301 E Independence Blvd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 3, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4301 E Independence Blvd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 314 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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