4301 E Fork Rd, Owingsville, KY 40360 Property Records

Bath County property record for 4301 E Fork Rd, Owingsville, KY 40360

Property Summary

Property Type	Rural Home
Details	3 bd · 1 ba · 824 sqft · built 1940
Lot Size	12.2 acres (535,352 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (May 2020)
Tax Bill	$345 (2024)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2024 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`030-00-00-015.00`

Property Details

APN / Parcel Number

Primary APN	`030-00-00-015.00`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	2 Stories
Building Area	824 sqft Living Area

Exterior

Year Built	Built 1940
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	535,352 sqft (12.2 acres)
Terrain	Rolling
Porch	Porch
Porch Area	348 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating Fuel	Gas

Location & Zoning

Street Address	4301 E FORK RD
City	OWINGSVILLE
State	KY
Zip	40360-9258
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	13.1767AC FARM & RES & 1997 FLEETWOOD SWMH
Jurisdiction	BATH KY
Township / Civil Division	SHARPSBURG
Census Block Group	1
Census Block	1050
Census Tract	970100

Owner

4301 E Fork Rd, a rural home, is owned and occupied by an individual who bought it in May 2020.

Source: Bath County records, as of January 26, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4301 E FORK RD, OWINGSVILLE, KY 40360-9258
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 26, 2024	Deed of Trust, Mortgage · Commercial Mortgage COMMUNITY TRUST BANK INC
Jul 31, 2024	Deed, Transfer
May 8, 2020	Deed, Transfer · Line of Credit COMMUNITY TRUST BANK INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 8, 2020 · Amount on File
Deed Sale	May 8, 2020 · Amount on File
Deed Document Number	2384223
Deed Book / Page	D251 / 165
Record Updated	Sep 20, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BATH KY
Property Address	4301 E FORK RD, OWINGSVILLE, KY 40360-9258
Transaction Type	Mortgage
Record Updated	Jun 29, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5010 E HIGHWAY 60, OWINGSVILLE, KY 40360-8757

Mortgage

Document Number	0MTG290/74
Date	Nov 26, 2024
Book Page	MTG290/74
Instrument	2416257

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank
Address	HIGH MAYSVILLE ST, MT STERLING, KY 40353

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	246 Months
Due	May 20, 2045

Interest

Rate Type	Adjustable Rate

July 2024: Deed, Transfer

Document Type	Deed
Jurisdiction	BATH KY
Recording Date	Jul 31, 2024
Property Address	4301 E FORK RD, OWINGSVILLE, KY 40360-9258
Document Number	00D264/472
Book / Page	D264 / 472
Instrument Date	Jul 31, 2024
Instrument	2415401
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	654 SKILLET BRANCH RD, OWINGSVILLE, KY 40360-8853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4301 E FORK RD, OWINGSVILLE, KY 40360-9258

May 2020: Deed, Transfer

Document Type	Deed
Jurisdiction	BATH KY
Recording Date	May 8, 2020
Property Address	4301 E FORK RD, OWINGSVILLE, KY 40360-9258
Document Number	00D251/165
Book / Page	D251 / 165
Instrument Date	May 5, 2020
Instrument	2384223
Transaction Type	Transfer
Record Updated	Jun 29, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$50.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4685 E FORK RD, OWINGSVILLE, KY 40360-9210

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	533 SUGAR GROVE RD, OWINGSVILLE, KY 40360-8951

Mortgage

Document Number	0002384225
Date	May 8, 2020
Instrument	2384225

Lender

Name	COMMUNITY TRUST BANK INC
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	240 Months
Due	May 5, 2040

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Bath County assessment roll, as of October 15, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Bath County
Unified School District	Bath County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$27,679	$27,679
2024	$345.00 (+0.88%)
2023	$342.00	$27,679	$27,679

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4301 E Fork Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective February 28, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	4 (2010–2015)
Claims Outside the SFHA	3 of 4
Most Recent Claim	Apr 2015 · Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2015 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4301 E Fork Rd is low, with a 0.04% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · above 66% of Kentucky
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SHARPSBURG WATER DISTRICT serves 4,332 people · EPA ID KY0060392
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	Haloacetic acids resolved · Oct 2018 Total trihalomethanes resolved · Jan 2018
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 8 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Starlink Satellite	280 / 30

Cell Coverage

5G and 4G LTE (outdoors only)

Nearby Properties on E Fork Rd

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures