Mecklenburg County property record for 4301 Dowling Dr, Charlotte, NC 28205
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,277 sqft · built 1969 |
| Lot Size | 0.22 acres (9,610 sqft) |
| Owner | Individual Name on File |
| Last Sale | $350,000 (Jul 2021) |
| Tax Bill | $3,906 (2023) |
| Deeds & Mortgages | May 2023 Line of Credit Jul 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 101-035-16 |
| Primary APN | 101-035-16 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,277 sqft Heated Area |
| 1st Floor Area | 1,277 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Architectural Style | Other |
| Exterior Material | Brick Veneer |
| Foundation Type | Raised |
| Roof Material | Asphalt |
| Lot Area | 9,610 sqft (0.22 acres) |
| Patio Area | 280 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Old Parcel Number | 101-035-16 |
|---|---|
| Street Address | 4301 DOWLING DR |
| City | CHARLOTTE |
| State | NC |
| Zip | 28205-4511 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-4 |
| Legal Description | L29 BC M14-335 |
| Legal Subdivision | WINDSOR PARK 07 |
| Legal Block | C |
| Legal Lot Number | 29 |
| Jurisdiction | MECKLENBURG NC |
| Township / Civil Division | 1, CHARLOTTE |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 1603 |
4301 Dowling Dr is owned and occupied by an individual who bought it in July 2021.
Source: Mecklenburg County records, as of May 24, 2023
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4301 DOWLING DR, CHARLOTTE, NC 28205-4511 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 17, 2023 | Deed of Trust, Mortgage · Line of Credit AUTO CLUB TRUST FSB |
| Jul 28, 2021 | Warranty Deed, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| Aug 26, 2020 | Warranty Deed, Construction Loan · Construction Mortgage LIMA ONE CAPITAL LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2021 · Amount on File |
| Deed Sale | Jul 28, 2021 · Amount on File |
| Prior Sale | Aug 26, 2020 · Amount on File |
| Deed Document Number | 0036348569 |
| Deed Book / Page | 36348 / 569 |
| Record Updated | Jun 7, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Property Address | 4301 DOWLING DR, CHARLOTTE, NC 28205-4511 |
| Transaction Type | Mortgage |
| Record Updated | May 30, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000045563 |
|---|---|
| Date | May 17, 2023 |
| Book Page | 38124/954 |
| Instrument | 2023045563 |
| Name | AUTO CLUB TRUST FSB |
|---|---|
| Type | Bank |
| Address | DEARBORN, MI 48126 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jun 1, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Jul 28, 2021 |
| Property Address | 4301 DOWLING DR, CHARLOTTE, NC 28205-4511 |
| Document Number | 0000145489 |
| Book / Page | 36348 / 569 |
| Map Reference | MB 14 PG 335 |
| Instrument Date | Jul 28, 2021 |
| Instrument | 2021145489 |
| Transaction Type | Transfer |
| Record Updated | May 25, 2023 |
| Title Company | CARDINAL TITLE CENTER LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $700.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 13143 UNION SQUARE DR, HUNTERSVILLE, NC 28078-4377 |
| Name | Verified Name |
|---|---|
| Address | 4301 DOWLING DR, CHARLOTTE, NC 28205-4511 |
| Document Number | 0000145490 |
|---|---|
| Date | Jul 28, 2021 |
| Instrument | 2021145490 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MECKLENBURG NC |
| Recording Date | Aug 26, 2020 |
| Property Address | 4301 DOWLING DR, CHARLOTTE, NC 28205-4511 |
| Document Number | 0000135461 |
| Book / Page | 34975 / 599 |
| Map Reference | MB 14 PG 335 |
| Instrument Date | Aug 21, 2020 |
| Instrument | 2020135461 |
| Transaction Type | Construction Loan |
| Record Updated | Jun 15, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $401.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 6509 TOUCHWOOD DR, 6509, CHARLOTTE, NC 28227-8049 |
| Name | Verified Name |
|---|---|
| Address | 13143 UNION SQUARE DR, HUNTERSVILLE, NC 28078-4377 |
| Document Number | 0000135462 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 2020135462 |
| Name | LIMA ONE CAPITAL LLC |
|---|---|
| Type | Mortgage Company |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 14 Months |
| Due | Oct 1, 2021 |
Source: Mecklenburg County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mecklenburg County |
| Municipality | Charlotte City |
| Unified School District | Charlotte-Mecklenburg Schools (PK - 12) |
FEMA maps place 4301 Dowling Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1985.
Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 2 (40% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1985–1997) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Jul 1997 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 4301 Dowling Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 95% of the US · lower than 97.4% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jul 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 374 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Google Fiber Fiber | 8,000 / 8,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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