4301 Decoursey Ave, Covington (Latonia), KY 41015 Property Records

Kenton County property record for 4301 Decoursey Ave, Covington, KY 41015

Property Summary

Property Type	Triplex
Details	4 bd · 3 ba · 2,032 sqft · built 1900
Lot Size	0.09 acres (3,920 sqft)
Owner	Company Name on Record
Last Sale	$117,000 (Aug 2022)
Tax Bill	$1,921 (2025)
Deeds & Mortgages	Aug 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`056-41-04-054.00`

Property Details

APN / Parcel Number

Primary APN	`056-41-04-054.00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,032 sqft Finished Area
Gross Area	2,060 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Triplex
Exterior Material	Aluminum/Vinyl
Foundation Type	Block
Roof Material	Composition Shingle
Lot Area	3,920 sqft (0.09 acres)
Lot Dimensions	30 ft deep x 30 ft wide
Garage Type	Detached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Street Address	4301 DECOURSEY AVE
City	COVINGTON
State	KY
Zip	41015-1840
Property Category	Residential
Property Type	Residential > Multi-Unit > Triplex
Legal Description	TAYLOR 377 EXC 30X30' IN REAR SWC DECOURSEY & 43RD
Legal Subdivision	TAYLOR HEIRS PLAT E
Legal Lot Number	377
Jurisdiction	KENTON KY
Township / Civil Division	COVINGTON
Census Block Group	3
Census Block	3020
Census Tract	61300

Owner

Source: Kenton County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Company Name on Record
Mailing Address	4301 DECOURSEY AVE, 2, COVINGTON, KY 41015-1847
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 15, 2022 · Amount on Record
Deed Sale	Aug 15, 2022 · Amount on Record
Prior Sale	Oct 19, 1994 · Amount on Record
Deed Document Number	2022130
Deed Book / Page	183 / 573
Prior Transfer Date	Apr 9, 2009
Prior Transfer Doc	0005900029
Record Updated	Oct 29, 2026

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KENTON KY
Recording Date	Aug 15, 2022
Property Address	4301 DECOURSEY AVE, COVINGTON, KY 41015-1840
Document Number	0005900130
Book / Page	183 / 573
Map Reference	PL 316
Instrument Date	Aug 8, 2022
Instrument	22081505900130
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	511 FOREST VIEW LN, 511, TAYLOR MILL, KY 41015-1910

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Revocable Trust
Address	2223 GENEVIEVE LN, COVINGTON, KY 41011-4009

Mortgage

Document Number	0005900131
Date	Aug 15, 2022
Book Page	398/1
Instrument	22081505900131

Lender

Name	FIELDSTONE VENTURES LLC
Type	Non-Lending Institution
Address	CINCINNATI, OH 45208

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	36 Months
Due	Aug 1, 2025

Tax Assessment & Valuation

Source: Kenton County assessment roll, as of December 2, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Kenton County
Municipality	Covington City
Unified School District	Covington Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$145,000 (-) Land $15,000 Building $130,000	$145,000 (-) Land $15,000 Building $130,000
2025	$1,921.00 (+23.3%)	$145,000 (+23.93%) Land $10,000 Building $135,000	$145,000 (+23.93%) Land $10,000 Building $135,000
2023	$1,558.00	$117,000 Land $10,000 Building $107,000	$117,000 Land $10,000 Building $107,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 19, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	16 (1978–2025)
Claims Outside the SFHA	5 of 16
Most Recent Claim	Apr 2025 · Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides
Claims by Event	Severe Storms, Straight-line Winds, Tornadoes, Flooding, Landslides, And Mudslides, Apr 2025 · 4 claims Severe Storms, Tornadoes, Flooding, Landslides, And Mudslides, Feb 2018 · 3 claims Severe Storm, Flooding, And Tornadoes, Mar 1997 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 96% of Kentucky
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 657 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20