4301 Costa Espuma, San Clemente, CA 92673 Property Records

Orange County property record for 4301 Costa Espuma, San Clemente, CA 92673

Property Summary

Property TypeSingle Family Home
Details5 bd · 4.5 ba · 3,325 sqft · built 2001
Lot Size0.232 acres (10,084 sqft)
OwnerCompany Name on Record
Last Sale$1,150,000 (Jun 2009)
Tax Bill$15,856 (2025)
Deeds & MortgagesMay 2017 Mortgage
Jun 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN678-143-20

Property Details

APN / Parcel Number

Primary APN678-143-20

Interior

Bedrooms5 Beds
Full Baths4.5 Baths
Half Baths1 Half Bath
Building Area3,325 sqft Living Area

Exterior

Year BuiltBuilt 2001
Effective Year BuiltEffective 2001
Lot Area10,084 sqft (0.232 acres)
Garage Area438 sqft
Parking Spaces2 Parking Spaces
Pool TypePool with Hot Tub/Spa

Location & Zoning

Street Address4301 COSTA ESPUMA
CitySAN CLEMENTE
StateCA
Zip92673-6411
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN TR 15866 BLK LOT 24
Legal Tract15866
Legal Lot Number24
JurisdictionORANGE CA
Township / Civil DivisionSOUTH COAST
Census Block Group3
Census Block3001
Census Tract42112

Owner

Source: Orange County records, as of August 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address4301 COSTA ESPUMA, SAN CLEMENTE, CA 92673-6411
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

DateDocument
May 5, 2017Deed of Trust, Mortgage · Conventional Mortgage
US BANK NA
Jun 19, 2020Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJun 19, 2009 · Amount on Record
Deed SaleJun 19, 2009 · Amount on Record
Prior SaleOct 5, 2001 · Amount on Record
Deed Document Number2009323822
Last Transfer DateJul 8, 2015
Transfer Doc0000440427
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4301 COSTA ESPUMA, SAN CLEMENTE, CA 92673-6411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyWFG NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000183592
DateMay 5, 2017
Instrument2017000183592
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2047

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionORANGE CA
Property Address4301 COSTA ESPUMA, SAN CLEMENTE, CA 92673-6411
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyTICOR TITLE COMPANY OF CA

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000285766
DateJun 19, 2020
Instrument2020000285766
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2050

Tax Assessment & Valuation

Source: Orange County assessment roll, as of August 4, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyOrange County
MunicipalitySan Clemente City
Unified School DistrictCapistrano Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$1,510,540 (+2%) Land $836,735 Building $673,805
2025$15,856.00 (+3.63%) Homeowner's exemption$1,480,922 (+4.04%) Land $820,328 Building $660,594
2023$15,300.00 (+1.84%) Homeowner's exemption$1,423,417 Land $788,473 Building $634,944
2022$15,023.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 65% of the US · lower than 79% of California
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF SAN CLEMENTE
serves 51,545 people · EPA ID CA3010036
Water SourcePurchased surface water from several systems
Last State InspectionDec 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 268 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Cox Communications
Cable
2,000 / 100
Verizon
Fixed Wireless
300 / 20

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