43005 N Ridge Rd, Elyria, OH 44035 Property Records

Lorain County property record for 43005 N Ridge Rd, Elyria, OH 44035

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,512 sqft · built 1900
Lot Size	1 acres (43,560 sqft)
Owner	Individual Name on Record
Last Sale	$85,000 (Apr 2017)
Tax Bill	$2,933 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-21-002-000-030`

Property Details

APN / Parcel Number

Primary APN	`06-21-002-000-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	1,512 sqft Living Area
1st Floor Area	984 sqft
2nd Floor Area	660 sqft
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1960
Architectural Style	Traditional
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Lot Area	43,560 sqft (1 acres)
Lot Dimensions	451 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Enclosed Porch
Porch Area	205 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Street Address	43005 N RIDGE RD
City	ELYRIA
State	OH
Zip	44035-1051
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	NEWBERRY
Legal Subdivision	ELYRIA TOWNSHIP
Legal Tract	21
Legal Lot Number	2
Jurisdiction	LORAIN OH
Township / Civil Division	ELYRIA
Census Block Group	1
Census Block	1023
Census Tract	70200

Owner

Source: Lorain County records, as of March 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	43005 N RIDGE RD, ELYRIA, OH 44035-1051
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 26, 2023	Deed of Trust, Mortgage · Line of Credit BUCKEYE COMMUNITY BANK
Apr 14, 2017	Deed, Transfer · Conventional Mortgage HOWARD HANNA FINL SVCS INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 14, 2017 · Amount on Record
Deed Sale	Apr 14, 2017 · Amount on Record
Deed Document Number	2017001691
Record Updated	Jun 8, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LORAIN OH
Property Address	43005 N RIDGE RD, ELYRIA, OH 44035-1051
Transaction Type	Mortgage
Record Updated	Aug 4, 2023
Title Company	FIRST NATIONWIDE TITLE AGENCY LT, 1ST NATIONWIDE TTL AGCY LTD

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000923532
Date	Jul 26, 2023
Instrument	2023-0923532

Lender

Name	BUCKEYE COMMUNITY BANK
Type	Bank
Address	LORAIN, OH 44055

Agreement

Type	Line of Credit
Amount	Amount Recorded

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	LORAIN OH
Recording Date	Apr 14, 2017
Property Address	43005 N RIDGE RD, ELYRIA, OH 44035-1051
Document Number	0000625921
Map Reference	VOL 59 PG 17
Instrument Date	Apr 12, 2017
Instrument	2017-0625921
Transaction Type	Transfer
Record Updated	Apr 29, 2022
Title Company	ERIEVIEW TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$340.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43005 N RIDGE RD, ELYRIA, OH 44035-1051

Mortgage

Document Number	0000625922
Date	Apr 14, 2017
Instrument	2017-0625922

Lender

Name	HOWARD HANNA FINL SVCS INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Lorain County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Lorain County
County Subdivision	Elyria Township
Unified School District	Elyria City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,933.00	$53,980 (+0.01%) Land $13,370 Building $40,610	$154,220 (-) Land $38,200 Building $116,020
2024	$2,933.00 (+23.7%)	$53,977 (+45.43%) Land $13,370 Building $40,607	$154,220 (+45.44%) Land $38,200 Building $116,020
2023	$2,371.00 (+0.38%)	$37,115 (-0.01%) Land $8,586 Building $28,529	$106,040 (-) Land $24,530 Building $81,510
2022	$2,362.00	$37,120 Land $8,590 Building $28,530
2021			$106,040 Land $24,530 Building $81,510

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	AMHERST CITY PWS serves 11,797 people · EPA ID OH4700003
Water Source	Purchased surface water from several systems
Last State Inspection	Apr 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 110 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Windstream Fiber · DSL in parts of the area	2,000 / 2,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Breezeline, Brightspeed.

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