4300 Wilderness Ln, High Ridge, MO 63049 Property Records

Jefferson County property record for 4300 Wilderness Ln, High Ridge, MO 63049

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 594 sqft · built 1942
Lot Size	5.8 acres (252,648 sqft)
Owner	2 Individual Names on Record
Tax Bill	$1,255 (2025)
Deeds & Mortgages	Oct 2022 Line of Credit Nov 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`02-3.0-08.0-2-002-015.01`

Property Details

APN / Parcel Number

Primary APN	`02-3.0-08.0-2-002-015.01`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	594 sqft Living Area
1st Floor Area	594 sqft

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Construction Type	Frame
Lot Area	252,648 sqft
Lot Dimensions	313 ft deep x 807 ft wide

Exterior Amenities

Porch	Open Frame Porch
Porch Area	400 sqft
Patio Area	144 sqft
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	4300 WILDERNESS LN
City	HIGH RIDGE
State	MO
Zip	63049-2642
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R40
Legal Description	PT NW1/4 NW1/4
Legal Range	5E
Legal Township	43N
Legal Section	08
Legal Block	1
Jurisdiction	JEFFERSON MO
Township / Civil Division	ROCK
Census Block Group	1
Census Block	1004
Census Tract	700211

Owner

Source: Jefferson County records, as of August 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4300 WILDERNESS LN, HIGH RIDGE, MO 63049-2642
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 28, 2022	Deed of Trust, Mortgage · Line of Credit FARMERS AND MERCHANTS BANK OF ST CLAIR
Nov 16, 2017	Deed of Trust, Mortgage · Line of Credit FARMERS & MERCHANTS BK/ST CLAI

Assessor's Deed Record

Deed Names	2 Names on Deed
Record Updated	Oct 29, 2026

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4300 WILDERNESS LN, HIGH RIDGE, MO 63049-2642
Transaction Type	Mortgage
Record Updated	Nov 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 WILDERNESS LN, HIGH RIDGE, MO 63049-2642

Mortgage

Document Number	0000034996
Date	Oct 28, 2022
Instrument	2022R-034996

Lender

Name	FARMERS AND MERCHANTS BANK OF ST CLAIR
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Oct 13, 2032

November 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	JEFFERSON MO
Property Address	4300 WILDERNESS LN, HIGH RIDGE, MO 63049-2642
Document Number	0000037818
Instrument Date	Nov 16, 2017
Transaction Type	Mortgage
Record Updated	Dec 12, 2017
Title Company	SECURITY TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4300 WILDERNESS LN HIGH RIDGE MO 630492642, HIGH RIDGE, MO 63049-2642

Mortgage

Document Number	0000037818
Date	Nov 30, 2017
Instrument	37818

Lender

Name	FARMERS & MERCHANTS BK/ST CLAI
Type	Bank
Address	SAINT CLAIR, MO 63077

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 29, 2027

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Jefferson County assessment roll, as of August 25, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Jefferson County
Unified School District	Northwest R-I School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$18,400 (-) Land $3,100 Building $15,300	$97,300 (-) Land $16,600 Building $80,700
2025	$1,255.00 (+1.05%)	$18,400 (+6.36%) Land $3,100 Building $15,300
2024			$97,300 (+6.81%) Land $16,600 Building $80,700
2023	$1,242.00	$17,300 Land $3,100 Building $14,200	$91,100 Land $16,600 Building $74,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (1990)
Most Recent Claim	May 1990 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 84% of Missouri
Wildfire Likelihood	0.02% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	JEFFERSON COUNTY PWSD 2 serves 16,548 people · EPA ID MO6024293
Water Source	Surface water
Last State Inspection	Nov 2022
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 121 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Wisper ISP.

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