Highlands County property record for 4300 Whiting Dr, Sebring, FL 33870
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,488 sqft · built 1998 |
| Lot Size | 0.226 acres (9,857 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $138,000 (May 2018) |
| Tax Bill | $1,348 (2024) |
| Deeds & Mortgages | Jul 2022 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | C-10-34-28-060-0001-3580 |
| Primary APN | C-10-34-28-060-0001-3580 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,488 sqft Living Area |
| 1st Floor Area | 1,293 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1998 |
|---|---|
| Exterior Material | Stucco |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 9,857 sqft (0.226 acres) |
| Lot Dimensions | 125 ft deep x 79 ft wide |
| Garage Type | Finished |
| Garage Area | 312 sqft |
| Driveway | Driveway |
| Driveway Area | 240 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
|---|---|
| Porch Area | 337 sqft |
| Patio Area | 288 sqft |
| Fence | Fence |
| Shed | 1 Shed |
| Shed Area | 80 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Electric |
| Street Address | 4300 WHITING DR |
|---|---|
| City | SEBRING |
| State | FL |
| Zip | 33870-8456 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | SEBRING RIDGE SEC F PB 8 PG 64 LOT 1358 |
| Legal Range | 28E |
| Legal Township | 34S |
| Legal Section | 10 |
| Legal Subdivision | SEBRING RIDGE SEC F |
| Legal Lot Number | 1358 |
| Jurisdiction | HIGHLANDS FL |
| Township / Civil Division | AVON PARK |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 960104 |
Source: Highlands County records, as of December 12, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4300 WHITING DR, SEBRING, FL 33870-8456 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2022 | Deed of Trust, Mortgage · FHA Mortgage AMERICAN FINANCIAL NETWORK INC |
| Mar 9, 2020 | Deed of Trust, Mortgage · FHA Mortgage VILLAGE CAPITAL & INVESTMENT LLC |
| May 30, 2018 | Warranty Deed, Transfer · FHA Mortgage STEARNS LNDG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 30, 2018 · Amount on Record |
| Deed Sale | May 30, 2018 · Amount on Record |
| Deed Document Number | 1898274 |
| Deed Book / Page | 2638 / 0560 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4300 WHITING DR, SEBRING, FL 33870-8456 |
| Transaction Type | Mortgage |
| Record Updated | Aug 9, 2022 |
| Name | Verified Name |
|---|---|
| Address | 4300 WHITING DR, SEBRING, FL 33870-8456 |
| Document Number | 0002107382 |
|---|---|
| Date | Jul 28, 2022 |
| Book Page | 2921/1357 |
| Instrument | 2107382 |
| Name | AMERICAN FINANCIAL NETWORK INC |
|---|---|
| Type | Funding / Finance Company |
| Address | BREA, CA 92821 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Property Address | 4300 WHITING DR, SEBRING, FL 33870-8456 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0001978524 |
|---|---|
| Date | Mar 9, 2020 |
| Book Page | 2742/1526 |
| Instrument | 1978524 |
| Name | VILLAGE CAPITAL & INVESTMENT LLC |
|---|---|
| Type | Mortgage Company |
| Address | HENDERSON, NV 89052 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Mar 1, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HIGHLANDS FL |
| Recording Date | May 30, 2018 |
| Property Address | 4300 WHITING DR, SEBRING, FL 33870-8456 |
| Document Number | 0001898274 |
| Book / Page | 002638 / 000560 |
| Instrument Date | May 24, 2018 |
| Instrument | 1898274 |
| Transaction Type | Transfer |
| Record Updated | Jun 19, 2018 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $966.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 1887 JONES DR SEBRING FL 338704132, SEBRING, FL 33870-4132 |
| Document Number | 1898275 |
|---|---|
| Date | May 30, 2018 |
| Book Page | 002638/000562 |
| Instrument | 1898275 |
| Name | STEARNS LNDG |
|---|---|
| Address | SANTA ANA, CA 92707-8788 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 29, 2048 |
Source: Highlands County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Highlands County |
| Unified School District | Highlands County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $120,260 (+10.5%) | $181,840 (+7.04%) Land $20,000 Building $161,840 | |
| 2024 | $1,348.00 (+8.45%) | ||
| 2023 | $1,243.00 (+3.67%) Homeowner's exemption | $108,836 (+3.99%) | $169,888 (+17.54%) Land $16,000 Building $153,888 |
| 2022 | $1,199.00 Homeowner's exemption | $104,662 | $144,531 Land $11,250 Building $133,281 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2017) |
| Most Recent Claim | Sep 2017 · Hurricane Irma |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · lower than 92% of Florida |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF AVON PARK serves 19,361 people · EPA ID FL6280049 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 10 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 10 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 145 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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