Burke County property record for 4300 Spruce Dr, Morganton, NC 28655
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,966 sqft · built 2000 |
| Lot Size | 1.08 acres (47,045 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $282,000 (Jan 2021) |
| Tax Bill | $1,987 (2026) |
| Deeds & Mortgages | Jun 2022 Transfer Jan 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1791667932 |
| Primary APN | 1791667932 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,966 sqft Living Area |
| 1st Floor Area | 1,966 sqft |
| Flooring | Ceramic Tile |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2010 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Block |
| Roof Material | Asphalt |
| Lot Area | 47,045 sqft (1.08 acres) |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Patio |
|---|---|
| Porch Area | 450 sqft |
| Patio Area | 240 sqft |
| Shed | 1 Shed |
| Shed Area | 88 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 4300 SPRUCE DR |
|---|---|
| City | MORGANTON |
| State | NC |
| Zip | 28655-9872 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RESIDENTIA |
| Legal Description | 4300 SPRUCE DR MORGANTON, NC 28655 |
| Legal Subdivision | WILDWOOD HAVEN SUBDIVISION |
| Jurisdiction | BURKE NC |
| Township / Civil Division | MORGANTON |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 21301 |
Source: Burke County records, as of October 12, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4300 SPRUCE DR, MORGANTON, NC 28655-9872 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 10, 2022 | Intrafamily Transfer, Transfer |
| Jan 6, 2021 | Warranty Deed, Transfer · VA Mortgage USAA FSB |
| Aug 21, 2019 | Warranty Deed, Transfer · ARM STATE EMPLOYEES CU OF MARYLAND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jan 6, 2021 · Amount on Record |
| Deed Sale | Jan 6, 2021 · Amount on Record |
| Prior Sale | Aug 21, 2019 · Amount on Record |
| Deed Document Number | 2021179 |
| Deed Book / Page | 2512 / 29 |
| Last Transfer Date | Jun 6, 2022 |
| Transfer Doc | 0026280401 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jun 10, 2022 |
| Property Address | 4300 SPRUCE DR, MORGANTON, NC 28655-9872 |
| Document Number | 0026280401 |
| Book / Page | 2628 / 401 |
| Instrument Date | Jun 6, 2022 |
| Instrument | 2021022197 |
| Transaction Type | Transfer |
| Record Updated | Jun 17, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4300 SPRUCE DR, MORGANTON, NC 28655-9872 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Jan 6, 2021 |
| Property Address | 4300 SPRUCE DR, MORGANTON, NC 28655-9872 |
| Document Number | 0025120029 |
| Book / Page | 2512 / 29 |
| Instrument Date | Jan 6, 2021 |
| Instrument | 2021000179 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $564.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 640 ENOLA RD, 640, MORGANTON, NC 28655-7635 |
| Name | Verified Name |
|---|---|
| Address | 4300 SPRUCE DR, MORGANTON, NC 28655-9872 |
| Document Number | 2021000180 |
|---|---|
| Date | Jan 6, 2021 |
| Instrument | 2021000180 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BURKE NC |
| Recording Date | Aug 21, 2019 |
| Property Address | 4300 SPRUCE DR, MORGANTON, NC 28655-9872 |
| Document Number | 0024200014 |
| Book / Page | 2420 / 0014 |
| Map Reference | MB 905 PG 1915 |
| Instrument Date | Aug 12, 2019 |
| Instrument | 2017031335 |
| Transaction Type | Transfer |
| Record Updated | Sep 28, 2021 |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $460.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4300 SPRUCE DR, MORGANTON, NC 28655-9872 |
| Document Number | 2017031336 |
|---|---|
| Date | Aug 21, 2019 |
| Instrument | 2017031336 |
| Name | STATE EMPLOYEES CU OF MARYLAND |
|---|---|
| Type | Credit Union |
| Type | ARM |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2049 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.37% |
| Adjustable | Adjustable Rate Rider |
| Change Frequency | 5 Years |
| Index | 5-Year CMT |
| Margin | 2 |
Source: Burke County assessment roll, as of October 12, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Burke County |
| Unified School District | Burke County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,987.00 (+0.25%) | $288,572 (-) Land $24,186 Building $264,386 | $288,572 (-) Land $24,186 Building $264,386 |
| 2025 | $1,982.00 (+3.77%) | $288,572 (-) Land $24,186 Building $264,386 | $288,572 (-) Land $24,186 Building $264,386 |
| 2023 | $1,910.00 | $288,572 Land $24,186 Building $264,386 | $288,572 Land $24,186 Building $264,386 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 28, 2017
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 64% of the US · above 50% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.04% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BRENTWOOD WATER ASSOCIATION private · serves 6,038 people · EPA ID NC0112103 |
|---|---|
| Water Source | Purchased surface water from CITY OF MORGANTON |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 104 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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