4300 Silver Oak Pl, Spring, TX 77386 Property Records

Montgomery County property record for 4300 Silver Oak Pl, Spring, TX 77386

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,060 sqft · built 2018
Lot Size	0.241 acres (10,502 sqft)
Owner	2 Individual Names on File
Tax Bill	$13,485 (2024)
Deeds & Mortgages	Oct 2023 Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`9737-10-09300`

Property Details

APN / Parcel Number

Primary APN	`9737-10-09300`
Alternative APN	`R478198`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	2 Stories
Building Area	3,060 sqft Living Area
1st Floor Area	2,220 sqft
2nd Floor Area	840 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Conventional
Exterior Material	Brick Veneer
Construction Type	Stone
Foundation Type	Slab (Mat/Raft)
Roof Material	Composition Shingle
Lot Area	10,502 sqft (0.241 acres)
Garage Type	Attached
Garage Area	420 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	275 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R478198
Street Address	4300 SILVER OAK PL
City	SPRING
State	TX
Zip	77386-4719
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S973710 - WOODSON'S RESERVE 10, BLOCK 3, LOT 32
Legal Subdivision	WOODSON'S RESERVE 10
Legal Block	3
Legal Lot Number	32
Jurisdiction	MONTGOMERY TX
Township / Civil Division	SOUTHEAST MONTGOMERY
Census Block Group	2
Census Block	2059
Census Tract	692010

Owner

Source: Montgomery County assessment roll, as of July 25, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4300 SILVER OAK PL, SPRING, TX 77386-4719
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 4, 2023	Deed of Trust, Mortgage CARDINAL FINANCIAL COMPANY LP
Nov 30, 2018	Grant Deed, Subdivision Related Transfer · FHA Mortgage M&I FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 30, 2018
Deed Sale	Nov 30, 2018
Deed Document Number	2018113872
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTGOMERY TX
Property Address	4300 SILVER OAK PL, SPRING, TX 77386-4719
Transaction Type	Mortgage
Record Updated	Oct 18, 2023
Title Company	MOMENTUM TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000095507
Date	Oct 4, 2023
Instrument	2023095507

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

November 2018: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	MONTGOMERY TX
Recording Date	Nov 30, 2018
Property Address	4300 SILVER OAK PL, SPRING, TX 77386-4719
Document Number	0000113872
Instrument Date	Nov 30, 2018
Instrument	113872
Transaction Type	Subdivision Related Transfer
Record Updated	Dec 20, 2018
Title Company	M/I TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4300 SILVER OAK PL SPRING TX 773864719, SPRING, TX 77386-4719

Mortgage

Document Number	113873
Date	Nov 30, 2018
Instrument	113873

Lender

Name	M&I FIN'L
Type	Funding / Finance Company
Address	COLUMBUS, OH 43219

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 29, 2048

Tax Assessment & Valuation

Source: Montgomery County assessment roll, as of July 25, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Montgomery County
Unified School District	Conroe Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$507,130 (-3.75%) Land $68,000 Building $439,130	$507,130 (-3.75%) Land $68,000 Building $439,130
2024	$13,485.00 (+54.22%)	$526,888 (-5.06%) Land $68,000 Building $458,888	$526,888 (-5.06%) Land $68,000 Building $458,888
2023	$8,744.00	$554,970 Land $68,000 Building $486,970	$554,970 Land $68,000 Building $486,970

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 489 policies
Nearby Flood Policies	489 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 94% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MONTGOMERY COUNTY MUD 105 serves 3,282 people · EPA ID TX1700837
Water Source	Groundwater
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 343 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250

Cell Coverage

5G (outdoors only) and 4G LTE

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