4300 S Ridgeway Rd, Ringwood, IL 60072 Property Records

McHenry County property record for 4300 S Ridgeway Rd, Ringwood, IL 60072

Property Summary

Property Type	Single Family Home
Details	3 ba · 2,102 sqft · built 1969
Lot Size	2.37 acres (103,237 sqft)
Owner	Individual Name on Record
Last Sale	$240,000 (May 2021)
Tax Bill	$6,894 (2024)
Deeds & Mortgages	Jun 2023 Line of Credit May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-08-477-002`

Property Details

APN / Parcel Number

Primary APN	`09-08-477-002`

Interior

Full Baths	3 Baths
Half Baths	2 Half Baths
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	2,102 sqft Living Area
1st Floor Area	1,906 sqft
Basement Area	1,514 sqft

Exterior

Year Built	Built 1969
Effective Year Built	Effective 1969
Architectural Style	A-Frame
Exterior Material	Frame/Vinyl
Construction Type	Frame
Lot Area	103,237 sqft (2.37 acres)
Garage Area	440 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Porch
Porch Area	358 sqft
Shed	1 Shed
Shed Area	1,303 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4300 S RIDGEWAY RD
City	RINGWOOD
State	IL
Zip	60072-9610
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DOC 2021R0029264 S1/2 LT 39 ROBERT BARTLETTS RINGWOOD ACRES UNIT 2
Legal Subdivision	ROBERT BARTLETTS RINGWOOD ACRES
Legal Tract	50
Legal Block	477
Legal Lot Number	39
Legal Unit	2
Jurisdiction	MCHENRY IL
Township / Civil Division	MCHENRY
Census Block Group	2
Census Block	2013
Census Tract	870501

Owner

Source: McHenry County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4300 S RIDGEWAY RD, RINGWOOD, IL 60072-9610
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 12, 2023	Deed of Trust, Mortgage · Line of Credit FIRST AMERICAN BANK
May 27, 2021	Deed, Transfer · Conventional Mortgage CIBC BANK USA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 27, 2021 · Amount on Record
Deed Sale	May 27, 2021 · Amount on Record
Deed Document Number	202129264
Prior Transfer Date	Dec 12, 2003
Prior Transfer Doc	0000041690
Record Updated	Oct 29, 2026

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MCHENRY IL
Property Address	4300 S RIDGEWAY RD, RINGWOOD, IL 60072-9610
Transaction Type	Mortgage
Record Updated	Jun 28, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000013703
Date	Jun 12, 2023
Instrument	2023R0013703

Lender

Name	FIRST AMERICAN BANK
Type	Bank
Address	HAMPSHIRE, IL 60140

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	121 Months
Due	Jul 1, 2033

Interest

Rate Type	Adjustable Rate
Rate	4.25%
Change Frequency	Monthly

May 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	MCHENRY IL
Recording Date	May 27, 2021
Property Address	4300 S RIDGEWAY RD, RINGWOOD, IL 60072-9610
Document Number	0000029264
Map Reference	DOC 39525
Instrument Date	May 17, 2021
Instrument	2021R0029264
Transaction Type	Transfer
Record Updated	Jun 8, 2021
Title Company	HERITAGE TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$240.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4300 S RIDGEWAY RD, RINGWOOD, IL 60072-9610

Mortgage

Document Number	0000029265
Date	May 27, 2021
Instrument	2021R0029265

Lender

Name	CIBC BANK USA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.25%

Tax Assessment & Valuation

Source: McHenry County assessment roll, as of March 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	McHenry County
County Subdivision	McHenry Township
Municipality	Ringwood Village
Elementary School District	Harrison School District 36 (PK - 08)
Secondary School District	McHenry Community High School District 156 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$6,894.00	$103,490 (+19.61%) Land $6,762 Building $96,728	$310,470 (+19.61%) Land $20,286 Building $290,184
2022	Homeowner's exemption	$86,520 Land $5,658 Building $80,862	$259,560 Land $16,974 Building $242,586

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 28, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, Xfinity.

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